O R D E R

1. The appellant filed an application under the Right to Information Act, 2005 (RTI Act) before the Central Public Information Officer (CPIO)State Bank of India, Nellore, Andhra Pradesh.The appellant seeking informationis as under:-

I request you to kindly issue the information under Right to information Act 2005, Section 6(1) Section a (a) in Telugu Section 2(J)(ii) Loan Account No.10905940668 Jilumudi Krishna Reddy S/o. Malakonda Reddy Under the above said account in 2005 he availed Loan from your bank to purchase Tractor kindly issue the copies of documents submitted by him.

(1) Registered Partition Deed Document No.2228t2002 (2) Revenue Title in respect of the lands, afterknowing the same issued Notice on 30.01 .2019 through my advocate. Duetothe reasons mentioned hereunder I required the information kindly issue the same. (1) As per Registered Partition Deed Document No.2228t2002 the land fallen to my share is not deleted in the Revenue Title Deed and availed loan from bank by submitting false information.

(2) Without clearing the loan amount availed from your bank, for purchase of Tractor Registration No.AP26N1372he sold the same illegally.

(3) As per Registered partition Deed an extent of Ac.5.44 cents in Survey No.488 has fallen to his share is mortgaged to your bank. Without clearing the loan he alienated the said property under a Registered Document No.331 512015 to others illegally. Due to the above reasons I got issued a notice 30.01.2019 through my advocate. Besides this I request you to issue the following information under Right to information Act'

1) The Loanee Jilumudi Krishna Reddy has cleared the loan amount to the bank or the bank right off the said loan.

2) The legal action taken by the bank so far for recovering the loan amount.

3) lf not taken any legal action, what are the circumstances prohibited for not taking any legal action

2. The CPIO vide letter dated 13-05-2019had denied the information as sought by the appellant under section 8(1)(j)&of the RTI Act, 2005. Being dissatisfied with the same, the appellant has file first appeal dated 13-06-2019 and requested that the information should be provided to him. The FAO vide order dated 21-06-2019upheld CPIOs reply and disposed the appeal. Hehas filed a second appeal before the Commission on the ground that information sought has not been provided to himand requested to direct the respondent to provide complete and correct information.

Hearing:

3. The appellant attended the hearing through audio-call. The respondent, Shri Murli, CPIO/AGMattended the hearing through audio-call.

4. The appellant expressed his dissatisfaction towards the reply of the CPIO dated 13.05.2019 by stating that he had filed the instant RTI Application to gather an information pertaining to the loan illegally procured by one Jilumudi Krishna Reddy by mortgaging the averred land in which he is a part owner. He furthermore stated that there is an ongoing legal case which is pending adjudication in the court of law. In view of the same, he stated that denial of information by the CPIO under the garb of Section 8(1)(j) is incorrect, incoherent and same must be disclosed as it is not a personal information.

5. The respondent submitted that vide their letter dated 13.05.2019, they have informed the appellant that the information sought by him is personal in nature and same cannot be disclosed as per Section 8(1)(j) of the RTI Act, 2005. 6. The appellant interjected to reiterate his above said argument that the averred loan was illegally procured and same must be fixed by the respondent authority.

7. The Commission interjected and counselled the appellant that ambit of RTI Act, 2005 is only limited to supply of information as available on record, redressal of grievance, as mentioned by him, is outside the scope of adjudication power as envisaged under the RTI Act and there are appropriate forums where he can approach to seek the redressal of his grievance.

Decision:

8. The Commission, after he