ORDER

1. The Appellant filed an RTI application dated 12.03.2022 seeking information on the following points:

(i) “Inspection Reports/Risk Assessment Report made by RBI post completing the inspection or any interim report available of following entities for last 3 years available under BR Act or any other applicable Act/Rules etc:

a) HDFC Bank.

b) Yes Bank.”

2. The CPIO replied vide letter dated 11.04.2022 and the same is reproduced as under:- a) “As regards the Inspection Reports/Risk Assessment Reports for the FY 2018-19 & FY 2019-20, we have issued notice u/s 11(1) of the RTI Act, 2005 to the bank concerned (Annex-1). On receipt of reply from the bank, further communication will be made.

As regards the Inspection Report/Risk Assessment Report for the FY 2020-21, it is informed that the supervisory process/action in the matter is not yet complete.

Disclosure of such information at this stage is considered premature in terms of Para 77 of the Hon’ble Supreme Court Judgment dated December 16, 2015, in ‘Reserve Bank of India Vs. Jayantilal Mistry Case’ [2016(3) SCC 525]. Hence the information is exempt from disclosure under section 8(1)(a) of the RTI Act, 2005.

b) As regar