के (cid:3)ीय सूचना आयोग Central Information Commission बाबा गंगनाथ माग(cid:18), मुिनरका

Baba Gangnath Marg, Munirka नई िद(cid:24)ी, New Delhi – 110067 File No: CIC/LICOI/A/2024/110794 K Vijayarajan .….अपीलकता(cid:18)/Appellant VERSUS बनाम CPIO, Life Insurance Corporation of India, Mumbai Divisional Office - I, P&GS, 1,2,3 Laxmi Niwas, Near Sadhana School, Sion (West), Mumbai – 400022 ….(cid:29)ितवादीगण /Respondent Date of Hearing : 18.08.2025 Date of Decision : 25.08.2025 INFORMATION COMMISSIONER : Vinod Kumar Tiwari Relevant facts emerging from appeal:

RTI application filed on : 17.11.2023 CPIO replied on : Not on record First appeal filed on : 11.01.2024 First Appellate Authority’s order : 31.01.2024 2nd Appeal/Complaint dated : 09.04.2024 Information sought:

1. The Appellant filed an (offline) RTI application dated 17.11.2023 seeking the following information:

“I, K. Vijayarajan S/o D. Krishnan residing at Plot No.547, 14th Street, 4th Sector, K.K. Nagar, Chennai 600078, Mobile No.9444066013 would like to state that I was an employee of LIC Housing Finance Limited under Employee Identification No. (SR No.24004) from 17.02,1992 to 30.09.2022 and Group Savings Linked Insurance premium was deducted from my salary and remitted to LIC of India under Master Policy 658006- LIC ID-522. In this regard I wish to seek the following information under Right to Information Act 2005:-

1. The Entire statement of remittance received from LIC Housing Finance Limited with regard to my GSLI contribution from my date of joining till date of Retirement.

2. The date of my joining the GSLI scheme through my employer on the above master policy.

3. The total premium paid by me, both savings and risk portion separately.

4. The calculation based on which my GSLI settlement was done on maturity.

5. The ROI on the Savings portion of my GSLI policy

6. The reason for the less settlement of my GSLI during maturity when compared to other employees who had approximately put in equal service in the same cadre.

7. The total number of maturity claim settled during the period January

2022 to December 2022.

a. No. of maturity claims where amount settled is less than 1,50,000 b. No. of maturity claims where amount settled is more than 1,50000 but less than 2,00,000 c. No. of maturity claims where amount settled is more than 2,00000 but less than 2,50,000 d. No. of maturity claims where amount settled is more than 2,50000 but less than 3,00,000 e. No.of maturity claims where amount settled is more than 3,00,000

8. The number of maturity claim settled during the period January 2023 to Octoberr2023.

a. No. of maturity claims where amount settled is less than 1,50,000 b. No. of maturity claims where amount settled is more than 1,50000 but less than 2,00,000 c. No. of maturity claims where amount settled is more than 2,00000 but less than 2,50,000 d. No. of maturity claims where amount settled is more than 2,50000 but less than 3,00,000 e. No. of maturity claims where amount settled is more than 3,00,000

9. The steps taken to resolve the incorrect claim settlement as addressed in my earlier letters dated 3.07.2023, 06.08.2023 and 16.10.2023.”

2. Having not received any response from CPIO, the appellant filed a First Appeal dated 11.01.2024. The FAA vide its order dated 31.01.2024, held as under.

“I have carefully examined the Appellant's RTI Application dated 17.11.2023 and the Appeal dated 11.01.2024. The matter was referred to P&GS Unit G716, being the deemed PIO and the information provided by the deemed PIO is as under:

1. The entire statement of remittance received from LIC Housing Finance Limited with regard to my GSLI contribution from my Date of Joining till date of retirement.

3. The total premium paid by me, both savings and risk portion separately.

Reply (to point 1 & 3): The GSLI scheme is not mechanized and hence the P&GS Unit G716, Mumbai Divisional Office I does not have any records of the information sought regarding provision of statement of remittance of GSLI contributio