2023 Supreme(Online)(DEL) 2663

$~95, 1 to 16, 49, 58, 63, 71, 87 to 89, 91 to 94, 96 to 303, 306 to 308 * IN THE HIGH COURT OF DELHI AT NEW DELHI BEFORE HON'BLE MR. JUSTICE PURUSHAINDRA KUMAR KAURAV + W.P.(C) 9491/2020 & CM No. 30535/2020 SUPERTECH URBAN HOME BUYERS ASSOCIATION (SUHA) FOUNDATION THROUGH ITS AUTHORIZED REPRESENTATIVES HAVING ITS OFFICE AT: G102, FIRST FLOOR, FLEXI HOMES SUSHANT LOK -3, SECTOR 57, GURGAON, HARYANA – 122003 ..... PETITIONER VERSUS UNION OF INDIA (MINISTRY OF HOUSING AND URBAN AFFAIRS)

THROUGH ITS STANDING COUNSEL, NIRMAN BHAWAN, MAULANA AZAD ROAD, NEW DELHI-110011 ..... RESPONDENT NO. 1 RESERVE BANK OF INDIA THROUGH THE SECRETARY, HAVING ITS OFFICE AT:

6, SANSAD MARG, NEW DELHI–110001 .....RESPONDENT NO.2 SUPERTECH LIMITED THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS OFFICE AT:

1114 HAMKUND CHAMBERS ,11 FLOOR 89, NEHRU PLACE NEW DELHI 110019 .....RESPONDENT NO.3 INDIABULLS HOUSING FINANCE LIMITED THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS REGISTERED OFFICE AT:

M 62 & 63, FIRST FLOOR, CONNAUGHT PLACE, NEW DELHI-110001 ..…RESPONDENT NO. 4 HDFC LIMITED THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS REGISTERED OFFICE AT:

HDFC BANK HOUSE, SENAPATI BAPAT MARG, LOWER PAREL, WEST MUMBAI, MAHARASHTRA-400013 ..…RESPONDENT NO. 5 PUNJAB NATIONAL BANK HOUSING FINANCE LIMITED, THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS REGISTERED OFFICE AT:

9TH FLOOR, ANTRIKSH BHAWAN, 22 KG MARG, NEW DELHI-110001 ..…RESPONDENT NO. 6 DEWAN HOUSING FINANCE CORPORATION LIMITED THROUGH ITS AUTHORIZED REPRESENTATIVE, GROUND & 6TH FLOOR, HDIL TOWERS, ANANT KANEKAR MARG, STATION ROAD, BANDRA (EAST)

MUMBAI 400051 …RESPONDENT NO. 7 ADITYA BIRLA HOUSING FINANCE LIMITED THROUGH ITS AUTHORIZED REPRESENTATIVE, 10TH FLOOR, R-TECH PARK NIRLON COMPLEX, OFF WESTERN EXPRESS HIGHWAY, GOREGAON(E), MUMBAI–400063 ..…RESPONDENT NO. 8 ICICI BANK LIMITED THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS REGISTERED OFFICE AT:

ICICI BANK TOWER, NEAR CHAKLI CIRCLE, OLD PADRA ROAD VADODARA–390007 ..…RESPONDENT NO. 9 L&T HOUSING FINANCE THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS OFFICE AT:

BRINDAVAN, PLOT NO. 177, C.S.T ROAD, KALINA, SANTACRUZ (EAST)

MUMBAI – 400098 ..…RESPONDENT NO. 10 INDIA INFOLINE HOUSING FINANCE LIMITED (IIFL)

THROUGH ITS AUTHORIZED REPRESENTATIVE, HAVING ITS OFFICE AT:

PLOT NO. 98 UDYOG VIHAR PHASE IV GURGAON 122015 HR ..…RESPONDENT NO. 11 With W.P.(C) 14620/2022, W.P.(C) 1468/2023, W.P.(C) 1632/2023, W.P.(C) 14683/2022, W.P.(C) 15237/2022, W.P.(C) 17347/2022, W.P.(C) 719/2023, W.P.(C) 749/2023, W.P.(C) 859/2023, W.P.(C) 891/2023, W.P.(C) 953/2023, W.P.(C) 1089/2023, W.P.(C) 1122/2023, W.P.(C) 1165/2023, W.P.(C) 1219/2023, W.P.(C) 1313/2023, W.P.(C) 14589/2022, W.P.(C) 17500/2022, W.P.(C) 1038/2023, W.P.(C) 1941/2023, W.P.(C) 7443/2022, W.P.(C) 5192/2022, W.P.(C) 8972/2022, CONT.CAS(C) 939/2022, W.P.(C) 11063/2022, W.P.(C) 8785/2022, CONT.CAS(C) 1207/2022, W.P.(C) 9493/2020, W.P.(C) 1144/2021, W.P.(C) 1149/2021, W.P.(C) 1225/2021, W.P.(C) 1377/2021, W.P.(C) 5870/2021, W.P.(C) 5879/2021, W.P.(C) 7749/2021, W.P.(C) 7766/2021, W.P.(C) 7956/2021, W.P.(C) 10223/2021, W.P.(C) 11168/2021, W.P.(C) 11184/2021, W.P.(C) 11266/2021, W.P.(C) 11995/2021, W.P.(C) 11998/2021, W.P.(C) 12222/2021, W.P.(C) 12250/2021, W.P.(C) 12368/2021, W.P.(C) 12461/2021, W.P.(C) 13159/2021, W.P.(C) 13232/2021, W.P.(C) 13257/2021, W.P.(C) 13335/2021, W.P.(C) 14070/2021, W.P.(C) 14079/2021, W.P.(C) 14359/2021, W.P.(C) 14859/2021, W.P.(C) 1604/2022, W.P.(C) 1717/2022, W.P.(C) 2927/2022, W.P.(C) 2946/2022, W.P.(C) 3084/2022, W.P.(C) 3107/2022, W.P.(C) 3455/2022, W.P.(C) 3513/2022, W.P.(C) 4287/2022, W.P.(C) 4526/2022, W.P.(C) 4989/2022, W.P.(C) 5101/2022, W.P.(C) 5389/2022, W.P.(C) 5546/2022, W.P.(C) 5567/2022, W.P.(C) 5934/2022, W.P.(C) 6006/2022, W.P.(C) 6104/2022, W.P.(C) 6142/2022, W.P.(C) 6459/2022, W.P.(C) 6504/2022, W.P.(C) 6508/2022, W.P.(C) 6512/2022, W.P.(C) 6582/2022, W.P.(C) 6594/2022, W.P.(C) 6608/2022, W.P.(C) 6713/2022, W.P.(C) 6732/2022, W.P.(C) 6831/2022, W.P.(C) 7109/2022, W.P.(C) 7126/2022, W.P.(C) 7128/2022, W.P.(C)

7129/2022, W.P.(C) 7154/2022, W.P.(C) 7165/2022, W.P.(C) 7237/2022, W.P.(C) 7582/2022, W.P.(C) 7798/2022, W.P.(C) 7812/2022, W.P.(C) 7828/2022, W.P.(C) 7894/2022, W.P.(C) 7918/2022, W.P.(C) 8168/2022, W.P.(C) 8274/2022, W.P.(C) 8526/2022, W.P.(C) 8604/2022, W.P.(C) 8932/2022, W.P.(C) 8971/2022, W.P.(C) 8989/2022, W.P.(C) 9101/2022, W.P.(C) 11983/2022, W.P.(C) 16039/2022, W.P.(C) 9114/2022, W.P.(C) 9143/2022, W.P.(C) 9180/2022, W.P.(C) 9104/2022, W.P.(C) 9110/2022, W.P.(C) 9116/2022, W.P.(C) 9127/2022, W.P.(C) 9178/2022, W.P.(C) 9207/2022, W.P.(C) 9224/2022, W.P.(C) 9273/2022, W.P.(C) 9327/2022, W.P.(C) 9330/2022, W.P.(C) 9357/2022, W.P.(C) 9423/2022, W.P.(C) 9465/2022, W.P.(C) 9919/2022, W.P.(C) 10122/2022, W.P.(C) 10140/2022, W.P.(C) 10211/2022, W.P.(C) 10214/2022, W.P.(C) 10299/2022, W.P.(C) 10346/2022, W.P.(C) 10348/2022, W.P.(C) 10379/2022, W.P.(C) 10411/2022, W.P.(C) 10340/2022, W.P.(C) 10351/2022, W.P.(C) 10394/2022, W.P.(C) 10399/2022, W.P.(C) 10401/2022, W.P.(C) 10402/2022, W.P.(C) 10405/2022, W.P.(C) 10413/2022, W.P.(C) 10414/2022, W.P.(C) 10415/2022, W.P.(C) 10419/2022, W.P.(C) 10429/2022, W.P.(C) 10443/2022, W.P.(C) 10470/2022, W.P.(C) 10481/2022, W.P.(C) 10506/2022, W.P.(C) 11144/2022, W.P.(C) 10524/2022, W.P.(C) 10686/2022, W.P.(C) 10772/2022, W.P.(C) 10773/2022, W.P.(C) 10803/2022, W.P.(C) 10824/2022, W.P.(C) 11067/2022, W.P.(C) 11161/2022, W.P.(C) 11209/2022, W.P.(C) 11215/2022, W.P.(C) 11239/2022, W.P.(C) 11354/2022, W.P.(C) 11362/2022, W.P.(C) 11431/2022, W.P.(C) 11586/2022, W.P.(C) 11628/2022, W.P.(C) 11670/2022, W.P.(C) 11756/2022, W.P.(C) 11810/2022, W.P.(C) 11822/2022, W.P.(C) 12372/2022, W.P.(C) 12392/2022, W.P.(C) 12520/2022, W.P.(C) 12593/2022, W.P.(C) 12612/2022, W.P.(C) 12704/2022, W.P.(C) 12863/2022, W.P.(C) 13006/2022, W.P.(C) 13063/2022, W.P.(C) 13074/2022, W.P.(C) 13127/2022, W.P.(C) 13179/2022, W.P.(C) 13362/2022, W.P.(C) 13365/2022, W.P.(C) 13431/2022, W.P.(C) 13595/2022, W.P.(C) 13710/2022, W.P.(C) 13718/2022, W.P.(C) 13823/2022, W.P.(C) 13872/2022, W.P.(C) 13915/2022, W.P.(C) 13929/2022, W.P.(C) 14490/2022, W.P.(C) 14654/2022, W.P.(C) 14938/2022, W.P.(C) 15190/2022, W.P.(C) 15244/2022, W.P.(C) 15353/2022, W.P.(C) 15358/2022, W.P.(C) 15523/2022, W.P.(C) 15535/2022, W.P.(C) 15451/2022, W.P.(C) 15677/2022, W.P.(C) 15698/2022, W.P.(C) 15750/2022, W.P.(C) 16256/2022, W.P.(C) 16570/2022, W.P.(C) 16608/2022, W.P.(C) 16654/2022, W.P.(C) 16859/2022, W.P.(C)

16989/2022, W.P.(C) 17024/2022, W.P.(C) 17034/2022, W.P.(C) 17387/2022, W.P.(C) 17469/2022, W.P.(C) 17528/2022, W.P.(C) 17555/2022, W.P.(C) 17588/2022, W.P.(C) 28/2023, W.P.(C) 30/2023, W.P.(C) 47/2023, W.P.(C) 62/2023, W.P.(C) 72/2023, W.P.(C) 74/2023, W.P.(C) 84/2023, W.P.(C) 99/2023, W.P.(C) 176/2023, W.P.(C) 253/2023, W.P.(C) 318/2023, W.P.(C) 372/2023, W.P.(C) 431/2023, W.P.(C) 454/2023, W.P.(C) 460/2023, W.P.(C) 548/2023, W.P.(C) 578/2023, W.P.(C) 1889/2023, W.P.(C)

7131/2022, W.P.(C) 7177/2022 and W.P.(C) 2012/2023.

For Petitioners: Mr. Nishant Das and Ms. Aatrayi Das, Advocates in Item Nos. 71, 266-269, 287, 290 and 291.

Mr. Deepak Gautam, Advocate in Item No.

93.

Ms. Akanksha Kapoor along with Mr. Avinash Sharma and Mr. Sidanant Chaudhary, Advocates in Item Nos. 87 and

174.

Mr. Mukesh Kumar Advocate in Item Nos.

4, 224, 259 and 299.

Mr. Sanyam Saxena and Mr. Nubair Alvi, Advocates in Item No. 277.

Mr. Vibhor Bagga, Ms. Esha Dogra and Mr. Yugantar Singh Chauhan, Advocates in Item No.272 Mr. Shashwat Anand, Mr. Shashwat Parihar and Mr. Dhruva Vig, Advocates in Item Nos. 119, 187, 228, 229, 246 and 249.

Mr. Abhinav Agnihotri & Mr. Deepak Vohra, Advocates in Item No. 88.

Ms. Divya Rana, Advocate for R-7 in Item No. 270 Mr. Ritesh Khare Advocate in Item Nos. 12 and 15.

Mr. Hardik Vashisht & Ms. Adith Menon in Item No. 16.

Mr. Ritesh Khare, Mr. Abhishek Gusain, Ms. Namrata and Ms. Esha Tibriwal Advocates in Item Nos. 296, 297, 298, 300, 301 302, 303 and 306.

Mr. Souray Ghosh, Advocate in Item No.

244 and 282.

Ms. Akriti Arva, Counsel for Petitioner in Item No. 172.

Mr. Rajiv Kapur & Mr. Akshit Kapur Advocates for respondent bank in Item Nos.113, 169, 170, 226 & 273 Ms. Zubeda Begum alongwith Mr. R. L.

Sinha, Advocates in Item No. 139.

Mr. Amandeep Singh, Mr. Karmveer, Mr. Dilip Kumar Niranjan & Ajay Kumar, Advocates in Item Nos. 5 and 258.

Ms. Harshit Goyal, Advocate in Item No.

295.

Mr. Deepak Parashar along with Mr. Prakhar Singh, Advocates in Item No. 179.

Mr. Rahul Malhotra & Ms. Anchal Tiwari, Advocates in Item Nos. 113, 146, 148, 149 and 254.

Mr. Alok Tripathi, Advocate in Item No.

216.

Ms. Rashi Jain and Mr. Mihir Garg, Advocates in Item Nos. 136 and 143.

Mr. Manoj Yadav and Mr. Akshat Bisht, Advocates in Item Nos. 120 & 121.

Mr. Akshay Srivastava, Mr. Piyush Singh & Mr. Aditya Parolia, Ms. Mahima Ahuja and Ms. Ridhi Jain Advocates in Item No.95, 117, 213, 237, 96, 98, 99, 101 to 105, 114, 124, 125, 142, 160, 162 to 163, 168, 195, 196, 201, 202, 203, 212 and 214.

Mr. Ehraz Zafar-petitioner No. 2-in-person in Item No. 272.

Mr. Manish Patni, Advocate in Item No. 270. Mr. Aayush Milruka and Mr. Vishal Hablani in Item No. 124.

Mr. Akshay Sahay and Ms. Shradha Narayan, Advocates in Item No. 280.

Mr. Ratnesh Sharma and Mr. Rahul Raman, Advocates in Item Nos. 166, 220, 255 and

256.

Mr. Sachin Bajpai and Ms. Sonam Priya, Advocates in Item Nos. 13, 173, 262 and

279.

Mr. Siddhant Kumar and Ms. Vidhi Udayshankar, Advocates in Item No. 58.

Ms. Anushree Narain and Mr. Mayank Srivastava, Advocates in Item No.217 and

160.

Ms. Kiran Bhardwaj, Advocate in Item No.

226.

Ms. Anushree Malviya, Advocate in Item No. 153.

Mr. Abhinay Sharma, Advocate along with Ms. Sakshi Jain and Mr. Pooran Chand Roy, Advocates in Item Nos. 157 and 159.

Mr. Mukul Mr. Davesh Chaurasia, Advocates in Item No. 281.

Mr. Virender Pratap Singh, Ms. Priya Mishra, Ms. Pinky Yadav and Ms. Shubhra Parashar, Advocates for R-1/UOI in Item No.

306.

Mr. Chaitanyashil Priyadarshi, Ms. Saloni Sharma and Mr. Tejaswi, Advocates in Item Nos. 3, 236 and 263.

Mr. Aditya Bhattacharya, Mr. Abhinav Jaganathan, Mr. Paresh B Lal and Mr. Abhishek Singh Advocates in Item Nos. 91, 92, 150, 151, 154, 155, 158, 167, 197, 198, 199, 200, 307 and 308. Mr. Deepak Prakash, Mr. Subhash Choudhary, Mr. Ravindra Singh and Ms.

Monika Rai, Advocates in Item No.235.

Mr. Raghavendra M. Bajaj, Mr. Kumar Karan and Mr. Nikhil Bamal, Advocates in Item No.245.

Mr. Pradeep Kumar, Advocate in Item No.7.

Ms. Tanu Priya Gupta, Advocate in Item No.2.

Mr. Bhaavan Mahajan, Advocate in Item Nos. 133 and 134.

Mr. Aayush Agarwal, Advocate in Item No.89.

Mr. Devansh Shekhar, Mr. Sanjeev Kumar Singh and Mr. Bishm Pratap Singh, Mr.

Shighra Kumar Advocates in item No. 264 Ms. Rishi K. Awasthi, Mr. Usman G. Khan and Mr. Rahul Kumar, Advocates in item No. 271.

Mr. Deepak Biswas and Ms. Varsha Agarwal, Advocates in item No. 47.

Mr. Saket Sikri, Mr. Vikalp Mudgal, Mr. Kshitij Mudgal and Ms. Priya Singh Advocates in item No. 251.

Ms. Shobhana Takiar, Advocate in Item No.

14 Mr. Shrey Nanda, Advocate in Item No. 100. Ms. Swadha Gupta, Mr. Prabhat Kumar and Mr. Anurag Dhar Dubey, Advocates in Item No. 11.

Mr. Mayank Srivastava, Advocate in Item No. 217 Mr. Anshul Gupta, Ms. Kirti Dua, Mr. Shubham Kaushik, Mr. Ravi Shandilkar, Ms. Shubhangi Tiwari and Mr. Prakhar Bharadwaj, Advocates in Item Nos.06, 10, 94, 95, 107-113, 118, 123, 132, 138, 140, 152, 183, 192, 219, 221-223, 227, 233, 247 and 257.

Mr. Bharat Bhushan, Advocate in Item Nos.

173 and 260.

Mr. Sidhant Kumar, Ms. Manyaa Chandok, Ms. Muskan Gopal and Ms. Vidhi Udayshankar, Advocates in Item No.58.

Mr. Dilip Kumar Niranjan, Advocate in W.P.(C) 2012/2023.

Mr. Sandeep Bajaj, Mr. Devansh Jain and Ms. Vasudha Chadha, Advocates in Item No.185.

Mr. M. P. Sahay, Ms. Eccha Shukla, Ms. Awantika and Mr. Sachin Kharb, Advocates in Item No.145.

For Respondents: Mr. Neeraj, SPC with Mr. Sahaj, Mr.

Vedansh, Mr. Anand and Mr. Rudra, Advocates for UOI in Item Nos. 154, 186, 237, 170 and 242.

Ms. Archana Surve, GP, Mr. Jatin Singh and Ms. Roppali, Advocate for Respondent in Item Nos. 85 and 276.

Ms. Archana Pathak Dave and Mr. Parmod Kumar Vishnoi, Advocates for R-2 in Item No. 125.

Mr. Nimitjya Chaudhary, SPC, alongwith Deepak, Advocate for R-1 (UOI) in Item Nos. 168 and 179.

Ms. Aakansha Kaul and Mr. Digvijay Prasad, Advocates for R-UOI in Item No. 235.

Mr. Virender Pratap Singh Charak, Ms. Shubhra Parashar and Ms. Pinky Yadav, Advocates for R-1/UOI in Item Nos. 3 and

40.

Ms. Bharti Raju, Sr. Panel Counsel, Chetanja Puri, GP & Anand Awasthi, Advocate for R-

1 (UOI) in Item No. 236.

Ms. Rishi K. Awasthi, Mr. Usman G. Khan and Mr. Rahul Kumar Gupta for R-3, Advocates in Item No. 237 Mr. Nirvikar, Advocate for R-1/UOI in Item Nos. 132, 142 and 257 Ms. Ayshwara Chander and Mr. K. S. Pratap, Advocates for R-3 in Item Nos. 124 and 163. Mr. Sushil Raaja, SPC for UOI in Item Nos.121and 300.

Mr. S. K. Tyagi, CGSC along with Mr. Abhishek Singh, G.P. for Respondent in Item No.63.

Mr. Pallav Saxena alongwith Mohammad, Mr. Diwaker and Mr. Abdul Wasin, Advocates in Item Nos. 95, 96, 98, 105, 164, 168 and 248.

Mr. Vijay Joshi and Mr. Gurjas Singh Narula, Advocates for UOI/ Respondent in Item No. 101.

Mr. Satya Ranjan Gusain (Central Govt. Sr. Panel) and Mr. Kautilya Birat for Respondent Nos. 1 and 3 in Item No. 140. Mr. Om Prakash along with Mr. Chandresh Pratap, Ms. Swati Mishra, Ms. Parnashree Banerjee and Mr. Aniruidh Sukla (GD) for the Respondent/ Union Of India in Item No.

87.

Mr. Siddharth Khatana, SPC and Mr. Rahul Kumar Sharma (GP) Counsels for Respondent-1/UOI in Item Nos. 5 and 170. Mr. Kunwar Sachdev, IDBI, Advocate for Respondent No. 12 in Item No. 33. Mr. Rahul Chauhan, Advocate for Axis Bank Ltd. in Item Nos. 1, 88 and 121. Ms. Reema Khorana, Advocate for UOI in Item No.89.

Mr. Ajay Uppal, Advocate for R-4 in Item No.6.

Ms. Nidhi Raman, CGSC along with Mr. Zubin Singh and Ms. Charu Modi, Advocates in Item Nos. 112 and 256.

Mr. Vedanta Varma and Mr. Vibhor Kush, Advocates for R- 3 to 5 in Item Nos. 97, 98 and 99.

Mr. Rishabh Sahu, CGSC with Mr. Sameer Sharma, Advocate for R-1 in Item Nos. 136, 204, 247, 260, 289 and 296.

Mr. Rishabh Sahu and Sameer Sharma Advocates for R-3 in Item No. 230. Mr. Ramesh Babu. Ms. Manisha Singh, Ms. Tanya Chowdhary, Ms. Jagriti Bharti and Mr. Rohan Srivastava, Advocates in Item Nos. 1, 3-6, 10, 12-15, 58, 87, 88, 94-99, 101-105, 107-115, 117-121, 123-128, 131- 134, 136-149, 152-154, 157, 159-164, 168-

171, 173, 176-184, 186-196, 198, 201-203, 206-208, 210, 212-215, 218-228, 230-237, 239, 241, 243, 245-253, 255-260, 262-265, 270, 273, 275, 278-280, 282, 284, 296-303, 306 and 308.

Mr. Govind Manoharan and Ms. Diksha Tiwari Advocates for Respondent- NCTE in Item No. 142.

Ms. Amrita Singh Advocate in Item Nos. 120, 121, 128, 139, 156, 171, 186, 234 and

246.

Mr. Atul Kumar Singh Advocate in Item Nos. 8, 9, 63 and 294.

Mr. Mimansak Bhardwaj, Govt. Pleader for UOI in Item Nos. 209-210.

Mr. Jai Prakash, S.P.C with Mr. Divyanshi Maurya Advocate in Item No. 1 and 274.

Ms. Nidi Raman, CGSC along with Mr. Abhishek Singh, G.P for R-1 in Item No.

256.

Mr. Jatin Singh, Mr. Keshav Sehgal, Mr. Shivam Gaur and Mr. Kashish Bajaj, Advocates for UOI in Item Nos. 162, 201, 245, 250, 252, 255, 264, 270, 276 and 286. Ms. Ritu Reniwal- SPC for R-1/ UOI in Item No. 239.

Ms. Pratima N. Lakra, CGSC along with Mr. Chandan Prajapati and Mr. Apoorv Sharma Advocates for R-1 UOI in Item Nos. 103,195, 196 and 197, 241, 202, 203, 215 and 217.

Mr. Kavindra Gill- SPC for R-1/ UOI in Item Nos. 108 and 193.

Mr. Neeraj SPC, Mr. Sahay, Mr. Vedansh Anand and Mr. Rudra, Advocates in Item Nos. 154, 186 and 237.

Mr. Siddharth Khatah, SPC, Mr. Rahul Kumar Sharma, G.P. for UOI in W.P.(C)

15237/2022.

Mr. Siddharth Khatah, SPC, Mr. Sahay and Mr. Vedansh Anand Advocates for UOI in Item No. 242.

Mr. Siddhartha Khatah, SPC, Mr. Sahay, Mr. Vedansh Anand, Advocates for UOI in Item No. 170.

Ms. Ekta Chaudhary, Mr. Divyank Dutt Dwivedi, Advocates for R-3 Union Bank in Item Nos. 10 and 140.

Mr. Naginder Benipal, Senior Panel Counsel for R-UOI in Item No.158. Mr. Amit Mahaliyan, Advocate for R-2 in Item No. 149.

Mr. Santosh Kumar Raut and Mr. Abhishek Chaudhary, Advocates for Canara Bank in Item No. 147.

Mr. Sameer Vats, Advocate in Item No. 125. Mr. Dev. P. Bhardwaj CGSC along with Ms. Anubha Bhardwaj Advocate for R-UOI in Item Nos. 97, 122 and 138. Mr. Venancio D'Costa, Ms. Astha and Mr. Himanshu Sharma, Advocates for PNB HFL (PNB housing Finance) in Item Nos. 86, 95, 159, 168, 179, 210, 212, 244, 261, 263 and

277.

Ms. Monika Arora, CGSC along with Mr. Yash Tyagi, Advocate for R-UOI in Item No.

94.

Mr. Ripudaman Bharadwaj CGSC with Kushgra Kumar GP Advocates in Item No.

14.

Mr. Vinay K. Sharma and Mr. Vikram Aditya Mishra Advocates for R-6 in Item No. 6.

Mr. Chiranjiv Kumar along with Mr. Mukesh Sachdeva for UOI in Item No. 15.

Mr. Anurag Ahlualia, CGSC for R-1 in Item No. 95.

Mr. Ajay Digpaul, CGSC along with Ms. Swati Kwatra and Mr. Kamal Digpaul, for R-

UOI Advocates in Item No. 96.

Mr. Samir Malik, Mr. Shahan Ulla and Mr. Krishan Kumar, Advocates for R-3 in item No. 98, 105, 117 and 280.

Mr. O.P. Gaggar and Mr. Sachindra Karn, Advocates for R-11 (Union Bank of India) in Item No. 102.

Mr. O.P. Gaggar & Mr. Sachindra Karn, Advocates for R-3 (Union Bank of India) in Item Nos. 106, 108 and 227.

Mr. Ravi Prakash, CGSC along with Mr. Varun Aggarwal and Mr. Amon Rewaria and Farmon Ali, Advocates for R- UOI in Item Nos. 28, 29 120, 209, 210, 213, 263 and 270. Mr. Jitesh Vikram Srivastava, Sr. Panel Counsel alongwith Mr. Prajesh Vikram Srivastava Advocates for R-UOI in Item Nos. 107, 108, 117 and 135.

Ms. Nidhi raman, CGSC alongwith Mr. Zubin Singh, Advocate for R-UOI in Item Nos. 112 and 256.

Mr. Rajesh Kumar, SPC, Ms. Ramneet Kaur and Mr. Shaurya Katoch, Advocates for R-

UOI in Item Nos. 118, 227 and 127.

Mr. Chritarth Palli and Mr. Ritik Shah, Advocates for R-4/State of Haryana in Item Nos. 120-121.

Mr. R. K. Sinha, Mr. Ayan, Ms. Vandana , Atul Nayak and Mr. Dheeraj, Advocates in Item No. 122 Ms. Mani Gupta, Ms. Saumya Upadhyay, Mr. Aman Choudhary and Ms. Sonali Jain, Advocates for R-3 in Item No. 126.

Mr. Premtosh Mishra and Mr. Vasoodev Sharma, Advocates for SBI in Item Nos.68, 126 and 141.

Ms. Amrita Singh Advocate for R-1 in Item No. 11.

Ms. Nishtha Jain Advocate for R-2 in Item No. 11.

Ms. Monika Arora, CGSC along with Mr. Yash Tyagi, Advocate for R-UOI in Item No.

128.

Mr. Niraj Kumar, Sr. Central Govt. Counsel for R-1/ UOI in Item No. 130.

Mr. Jitesh Vikram Srivastava, Sr. Panel Counsel along with Mr. Prajesh Vikram Srivastava, Advocate for R-UOI in Item Nos.

117 and 135.

Mr. Gaurav Sharma, Sr. Panel Counsel along with Jitendra Kumar Tripathi, GP, Mr. Siddhartha Nagpal, Advocate for R-UOI in Item Nos. 8 and 243.

Mr. Siddharth Khatana, Sr. Panel Counsel for R/UOI in Item No.170.

Mr. Virendra Pratap Singh Charak and Mr. Shubra Prashar, Advocates for R-1 in Item No. 40.

Mr. Nikhil Verma, and Mr. Rishabh Jain, Advocates for R-2 in Item No. 71.

Mr. Farman Ali, Sr. Panel Counsel along with Ms. Usha Jomnal, Advocates for UOI in Item Nos. 104, 207, 297 and 303.

Mr. Ajay Kohli and Ms. Dipika Prasad, Advocates for R-PNB in Item Nos. 97, 98, 100, 101, 102, 103, 105, 109 and 198.

Mr. Akshay Amritanshu and Mr. Samyak Jain, Advocates for R-1 in Item No. 219.

Ms. Uma Prasuna Bachu, Sr. Panel Counsel for R-1/UOI in Item No. 160.

Mr. Sandeep Vishnu, Sr. Panel Counsel for R/UOI in Item No. 172.

Mr. Anil Soni, CGSC with Mr. Devvrat Yadav, Advocate for R-UOI in Item No. 21, 22, 51, 109 and 305.

Mr. Lalit Mohan & Mr. Videh Vaish, Ms. Aaknsha and Abhay Gupta Advocates for R-

2 in Item Nos. 129 and 130 Mr. Rishabh Sahu and Mr. Akhil Anand Advocates for R-1/UOI in Item No. 296.

Mr. Rishabh Sahu and Mr. Akhil Anand Advocates for UOI in Item Nos. 136, 247, 260, 204, 230 and 289.

Mr. Rishabh Sahu and Mr. Akhil Anand Advocates for HDFC Respondent in Item Nos. 204 and 230.

Mr. Kushagra Singh, Mr. Abhishek Singh and Aalok Kumar Advocates for R-5 in Item No. 246.

Mr. Gurtejpal Singh, Ms. Suditi and Ms.

Aashna Arora, Advocates in Item No. 242.

Mr. Mukul Singh, CGSC for R-UOI in Item No. 199, 200, 224 and 233.

Mr. T. Singhdev, Mr. Anum Hussain, Mr. Tanishq Srivastava, Mr. Aabhas Sukhramani, Mr. Bhanu Gulati, Ms. Ramanpreet Kaur and Abhijit Chakravarty, Advocates for R-1/

NMC in Item No. 304.

Mr. Rajendra Sahu and Mr. Akhil Anand Advocates in Item No. 288.

Mr. Saurabh Duggal, Advocate for R-1/UOI in Item No. 291.

Mr. Tushar Pandey and Mr. Vaibhav Luthra, Advocates for R-4 in Item No. 218.

Mr. Tushar Pandey and Mr. Vaibhav Luthra, Advocates for R-5 in Item No. 162.

Mr. Anupam Singh and Mr. Nipun, Advocates for R-Axis Bank in Item Nos. 88, 200 and 209.

Mr. Raghvendra Shukla, Senior Panel Counsel along with Anil Devlal, Advocate for R-UOI in Item No. 4.

Mr. Pallav Saxena, Mr. Nishant Awana, Mr. Hardik Choudhary, Advocates for R-IIFL in Item Nos. 95, 96, 98, 105, 164, 168 and 248.

Mr. Rajat Bhalla, Advocate for Respondent No. 2 in Item No.275.

Mr. Rakesh Kumar, CGSC along with Mr.

Sunil, Advocate for R-UOI in Item No. 120.

Mr. Himanshu Sinha, Mr. Bhuwan Dhoopar and Mr. Parash Biswal, Advocates for R-

HDFC Ltd in Item Nos. 42, 79, 100, 136, 168 and 225.

Mr. Ruchir Mishra, Mr. Mukesh Kumar Tiwari, Ms. Reba Jeana Mishra and Mr. Sanjiv Kr. Saxena Advoates for R/UOI in Item No. 105.

Mr. Nitin Khanna, Advocate for R-1 in Item No. 124.

Mr. K.K. Jha Sr. Panel Counsel along with Mr. Avinash Singh Advocate for R-1 &

5/UOI in Item No. 2.

Mr. Vineet Dhanda, CGSC along with Mr. Shubham Prasad & Ms. Gurleen Kaur, Advocates for R-UOI in Item Nos. 12, 150, 151, 155, 211, 212 and 216.

Mr. Atul Krishna, Sr. Panel Counsel along with Mr. Jitendra Kumar, Govt. Pleader for R-UOI in Item No. 144 and 92.

Mr. Atul Krishna, Sr. Panel Counsel for R-

2/UOI in Item No. 92.

Ms. Arunima Dwivedi CGSC alongwith Ms. Pinky Pawar and Mr. Aakash Pathak, Advocates for R-UOI in Item No. 197, 208 and 214.

Mr. Sanjeev Singh, MS. Ridhi Pahuja, Mr. Dhruv Chawla and Ms. Garima Saxena Advocates for R-14 in Item Nos. 145, R- 6 in Item No. 172, R-5 in Item Nos. 173, 237 R-3 in Item Nos. 181, 182 and 280 R-1 in Item No. 282.

Mr. Vikrant N. Goyal, along with Ms. Ayushi Garg, Mr. Tesu Gupta, Advocates for R-UOI in Item Nos. 95 and 283.

Mr. Sanjeev Singh, MS. Ridhi Pahuja, Mr. Dhruv Chawla and Ms. Garima Saxena Advocates for R-8 in Item no. 95, R- 9 in Item No. 102, R-6 in Item No. 162 R-7 in Item No. 173.

Mr. Pradeep Kumar Jha, Sr. Panel Counsel for R-1 (UOI) in Item No. 114.

Mr. Sanjeev Singh, Mr. Dhruv Chawla, Ms. Ridhi Pahuja & Mr. Dhruv Chawla, Ms. Tanija Bansal, Ms. Garima Saxena Advocates for R-3 in Item Nos. 110, 118, 217, 243, R-1 in Item No. 127, 169, R-7 in Item Nos. 128, 281, R-5 in Item no. 239, R-4 in Item Nos. 252, 297, R-8 in Item No. 270.

Ms. Shobhana Takiar, Advocate for R-NHB in Item Nos. 120, 121, 143 and 161.

Mr. Nitinjya Chaudhry, Senior Panel Counsel with Mr. Deepak, Advocate for R-1 (UOI) in Item Nos. 168 and 179.

Mr. Vikas Sethi and Mr. Altamish, Advocates for R-Supertech Ltd in Item Nos. 3, 58, 164, 216, 238, 250, 262, 264, 279, 283, 291, 294 and 295.

Ms. Aarzoo Aneja, Ms. Vanshita Gupta and Mr. Amit Kumar, Mr. Asit Kumar, Advocates for R-3 in Item No. 169.

Mr. Rohit Kumar, Advocate in Item No. 259 along with Mr. Abhigyan Siddhant, GP.

Mr. Kushank Sindhu, Mr. Gazal Ghai and Mr. Anmol Singh, Advocates for R-5 in Item No. 118.

Mr. Jai Prakash, Sr. Panel Counsel along with Mr. Siddhant Gupta, GP for R-1 UOI in Item No. 1.

Mr. Akash Vajpai, Senior Panel Counsel along with, Mr. Rudra Paliwal GP for R-UOI in Item No. 13 Ms.Manisha Agrawal Narain, CGSC alongwith Mr. Sandeep Singh Somria, Advocate for R-1/UOI in Item No. 7 Mr. Manish Kumar Sr. Panel Counsel along with Mimansak Bhardwaj for R-UOI in Item No. 8.

Mr. Subhash Tanwar, CGSC alongwith Mr. Ashish Chaudhary, Advocates for R-UOI in Item Nos. 258 and 248.

Mr. Manish Kumar Sr. Panel Counsel along with Mr. Abhigyan Siddhant, GP and Mr.

Rohit Kumar, Advocate for R-1 in Item No.

280.

Mr. Subhash Tanwar, CGSC along with Mr. Ashish Chaudhary, Advocates for R-UOI in Item Nos. 258 and 248.

Mr. Dev. P. Bhardwaj and Anubha Bhardwaj, Govt. Counsel for UOI with Mr. Sachin Singh, Advocate in Item No. 97, 122, 138 and 182 .

Mr. Ajay Kumar Panday, Sr. Panel Counsel along with Mr. Piyush Mishra for R-2 (UOI)

in Item No. 154.

Mr. Santosh Kumar Raut and Mr. Abhishek Chaudhary, Advocates for R-National Housing Bank in Item Nos. 88, 97, 97, 128, 136, 137 and 270.

Ms. K.M. Monika and Mr. Krishna Kr.

Sharma, Advocates in Item No. 169.

Ms. Anushkaa Arora, Sr. Panel Counsel along with Ms. Jyoti, Advocate and Ms. Seema Singh, GP for R-UOI in Item No. 10 and 171.

Ms. Anam Siddiqui, Advocate for R-4 in Item No. 277.

Mr. Satya Ranjan Swain SPC and Mr. Kautilya Birat Advocates for R-1 and 3 in Item No. 140.

Mr. Gagan Kumar, Advocate along with Ms. Nishtha Kaura, Advocate for UOI in Item No. 298.

Mr. Shashwat Roy, Ms. Sangeeta Sondhi, along with Mr. Gorang Goyal, Advocate for Indiabulls in Item Nos. 87, 89, 120, 173, 174, 176, 177, 178, 184, 193, 194, 206, 207, 208, 220, 236, 237, 251, 279, 287, 290, 292, 298, 03, 05, 07 and 16.

Mr. Kuber Dewan, Ms. Neeharika Agarwal, Ms. Trisha Raychaudhuri and Mr. Kaustav Srivastava, Advocates for R-ICICI Bank in Item Nos. 6, 30, 31, 58, 88, 93, 95, 96, 98- 100, 102, 104, 105, 114, 116, 119, 121, 124, 125, 128, 130, 138, 151, 155, 162, 166, 168, 173, 177, 180, 183, 185, 187, 203, 212, 221, 224, 229, 230, 232, 233, 237, 240, 242, 247, 249, 253, 254 and 265.

Mr. Neeraj Sr. Panel Counsel along with Mr. Sahay, Mr. Vedansh and Mr. Rudra Advocates for UOI in Item No. 186,154, 237, 170, 242 and 157.

Mr. Manu Beri, Advocate along with Mr. Prateek Kasliwal, Advocate for TRANSUNION CIBIL in Item Nos. 1, 3 to 6, 10, 12-13, 15, 87, 88, 93-95, 98, 99, 101- 114, 117-118, 123-125, 132, 138-144, 152, 157, 160, 162-164, 168, 173-175, 177, 183- 184, 192, 195-196, 201-203, 206, 208, 212- 215, 218, 219, 221-224, 226, 227, 230, 233, 235-237, 241-243, 247, 248, 250, 252-253, 257, 259, 260, 262, 263, 265, 279, 280 and

296 to 303.

Ms. Aditi Tomar, Advocates for PNB Housing Finance Ltd. in Item Nos.

92,131,191,211,250,265 and 291.

Mr. Ratna Dwivedi Dhingra and Mr. Bhrigu Dhami, Advocates for SuperTech in Item Nos. 3, 5, 9, 13, 30, 63, 87, 95, 96, 101,102, 115, 143, 153, 168, 172-173, 176, 178-182, 188-190, 192-196, 201-202, 207, 208, 212, 216, 214, 236, 238, 241, 253, 258, 262, 263, 278 and 283.

Mr. Aman Naqvi, Advocate for Mr. Shadan Farashat, ASC, GNCTD in Item No.97.

Mr. Siddharth, Advocate for R-1 in Item No.242.

Mr. Abhishek, Advocate for R-1 in Item No.63.

Ms. Abha Malhotra, Sr. Central Govt. Counsel alongwith Mr. Aditya Kapoor, Advocate for UOI in W.P.(C) 2012/2023.

Mr. Shashwat Roy & Mr. Sangeeta Sondhi, Advocates for R-3 in W.P.(C) 2012/2023.

Mr. Rahul Malhotra and Ms. Himanshi Madan, Advocates for HDFC in Item No.95. Mr. Siddharth Khatana and Mr. Rishav Dubey, Advocates for UOI in Item No.242.

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