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2024 Supreme(Online)(DEL) 528

HIGH COURT OF DELHI
MS. JUSTICE SHALINDER KAUR, J
STATE BANK OF INDIA – Appellant
Versus
RAMESH KUMAR NAROOLA & ORS. – Respondent


Advocates:
Mr. Rajiv B. Samaiyar & Mr. Subhasani Kumari, Advs. for Appellant; Ms. Krishna Parkhani & Mr. Chandan Mishra, Advs. for R-1; Mr. Rajiv Kapur & Mr. Akshit Kapur, Advs. for R-2.

JUDGEMENT

1. The necessary facts in brief for disposal of the present petition under Article 227 of the Constitution of India are that respondent no. 1 had filed a suit for declaration and permanent injunction against the petitioner and respondent nos. 2 to 5 tilted as “Ramesh Kumar Naroola vs. State Bank of India & Ors.” in suit no. CS/DJ/32/2021. 2. Respondent no. 1 has averred in the suit that he was holding the credit card issued by the petitioner Bank for over 15 years. On 21.05.2020, two unauthorized payments were debited from the said credit card, a sum of Rs. 46,458.99/- was remitted to “No Broker Technologies” and on the same day a sum of Rs.47,104/- was again debited to the aforesaid order and remitted to “Housing.com” and in both these instances, the OTP required to authenticate the transactions was received after the amount was debited.

The respondent no. 1, wrote two emails on 21.05.2020 and 23.05.2020 respectively and requested the respondents to take the necessary action on aforesaid mentioned debit entries on the credit card of respondent no. 1. 3. Acting upon the same, the credit card of respondent no. 1 was blocked and a new credit card was issued to him. It is fur

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