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2023 Supreme(Online)(Del) 18072

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
M. S. M. Anis, J
Insurance Company – Appellant
Versus
Complainants – Respondent


Advocates:
For the Appellants:Mr. A.B. Advocate
For the Respondents:Mr. C.D. Advocate

Table of Content
1. consumer complaint filed for insurance denial. (Para 1 , 2 , 5 , 6)
2. terms of insurance policy define coverage eligibility. (Para 4 , 10 , 17)
3. court emphasizes compliance with specific insurance contract terms. (Para 7 , 12 , 19)
4. strict interpretation of insurance policies is required. (Para 21 , 24)
5. revision result bars future claims under similar circumstances. (Para 26)

1. This Revision Petition has been preferred by the Petitioner against the impugned Order dated 3.6.2020 passed by the Maharashtra State Consumer Disputes Redressal Commission, Mumbai in F.A. No. 908 of 2017. Vide the impugned Order, the State Commission had dismissed the Appeal while upholding the Order dated 14.8.2017 passed in Complaint Case No. 59 of 2017 of the District Forum, Osmanabad.

2. Brief facts of the case are that a Consumer Complaint was filed before the District Forum, Osmanabad, by Respondent Nos. 1 to 4 / Complainants against the Petitioner / Opposite Party No. 1 and Respondent Nos. 5 & 6 herein.

3. The Government of Maharashtra vide Resolution No. Sheavi - 2015 / Pr. No. 159/11 - A dated 26.11.2015 resolved to provide Accidental Insurance Coverage to the farmers in the St










































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