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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
Not mentioned, Not mentioned
LIC – Appellant
Versus
Dolly Jose – Respondent
| Table of Content |
|---|
| 1. complaint filed regarding insurance claim of deceased. (Para 1 , 2 , 3 , 4 , 5) |
| 2. court considers intoxication clause related to insurance. (Para 6 , 7 , 8 , 9 , 10) |
| 3. stresses strict adherence to policy terms in insurance. (Para 11 , 12 , 13 , 14 , 16) |
| 4. revision petition is allowed, overturns previous decisions. (Para 17 , 18) |
1. This Revision Petition has been filed by the Petitioner / Opposite Party - LIC, challenging the order dated 28.10.2016 passed by the Kerala State Consumer Dispute Redressal Commission, Thiruvananthapuram, in Appeal No. 349 of 2015 filed by LIC. vide such Order, the State Commission had dismissed the Appeal filed by the Opposite Party - LIC and affirmed the District Forum's Order dated 23.4.2015 passed in Complaint Case No. 570 of 2012 filed by the Respondent / Complainant - Dolly Jose, allowing the complaint and directing the Opposite Parties to pay Rs.10,00,000 (Rupees Ten Lakhs Only) to the Complainant alongwith costs of Rs.2,500 (Rupees Two Thousand and Five Hundred Only) within one month.
2. The brief facts of the case are that husband of the Complainant - Smt. Dolly Jose, was an Insurance Policy holder under Policy No. 777975414 of
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