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NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION, NEW DELHI
N/A, N/A
M/s. HCC - CPPL JV – Appellant
Versus
ICICI Lombard General Insurance Co. Ltd. – Respondent
| Table of Content |
|---|
| 1. consumer complaint initiated based on insurance policy discrepancy. (Para 1 , 2) |
| 2. claim filed post-accident; opposite party denied liability. (Para 3 , 4) |
| 3. legal definitions determine consumer standing in commercial insurance. (Para 10 , 11 , 12) |
| 4. court vindicates complainant’s claim under policy with specific damages assessed. (Para 18 , 19) |
1. The present Consumer Complaint has been filed under S.12 of the Consumer Protection Act,1986 (for short "the Act") by M/s. HCC - CPPL JV (hereinafter referred to as the Complainant Company) against Opposite Party, i.e., ICICI Lombard General Insurance Co. Ltd. (hereinafter referred to as Opposite Party Insurance Company).
2. The brief facts of the case are that the Complainant Company is specialized in Canal Earthworks, Hydro Based Projects and Tunneling Projects. Government of Andhra Pradesh awarded a contract to the Complainant for executing the Vellgonda Tunnel Irrigation Project. The contract was awarded to the Complainant for Rs.7,35,21,00,000 and Agreement with the State Government was entered into on 21.6.2007. The contract value included the cost, transportation, storage, assembling, erection, commissioning and o
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