IN THE DEBTS RECOVERY APPELLATE TRIBUNAL AT CHENNAI Dated the 21st of April, 2026 Justice PRESENT: Hon’ble Mr. G. Chandrasekharan CHAIRPERSON RA (SA) 29/2025 (MA 08/2024 in SA NDN No. 3429/2023 on the file of DRT-II, Chennai)

AND RA (SA) 30/2025 (SA NDN No. 3429/2023 on the file of DRT-II, Chennai)

BETWEEN

1. M/s. A to Z Lab Needs, Rep. by its partner, Old No.2/1, New No.1, East Vanniar Street, West KK Nagar, Chennai-600 078.

Presently at:

No.38A, Janaginagar 2nd Street, Kattupakkam, Chennai-600 056.

2. R. Krishana Anand, S/o. Mr. M.K. Ramasamy, Old No.2/1, New No.1, East Vanniar Street, West KK Nagar, Chennai-600 078.

Presently at:

No.223, Nakkeran Street, Krishnamachari Nagar, Valasaravakkam-600 087, Tiruvallur District.

3. R. Bhanumathi, W/o. Mr. Suresh, Old No.2/1, New No.1, East Vanniar Street, West KK Nagar, Chennai-600 078.

Presently at:

H6V, Ponnambalam Colony, Ponnambalam Salai, KK Nagar, Chennai-600 078.

.... Appellants And

1. M/s. L&T Housing Finance Ltd., Represented by Its Agency Manager Mr. Murali Alagan Sekar, Brindavan, Plot No.177, CST Road, Kalina, Santacruz (East), Mumbai-400 098.

2. L&T Infrastructure Finance Company Ltd., Represented by Its Agency Manager Mr. Murali Alagan S