IN THE DEBT RECOVERY APPELLATE TRIBUNAL AT CHENNAI Dated the 21^st Day of April, 2026 PRESENT: HON'BLE MR. JUSTICE G. Chandrasekharan CHAIRPERSON RA(SA) 25/2020 &

MA(SA) 10/2020 (Arising out of TSA 10/2016 and IA 179/2016 on the file DRT-II, Ernakulam)

I. RA(SA) 25/2020 Between

1. R. Dhanalakshmi, Proprietrix, M/s Seemati Textiles, Represented by POA Holder R. Ananth Kumar, Dhanams, Curzon Road, Kolam.

Now, at House No.49/762, Arayacham Veedu, Kottamukku, Cutcherry P.O., Kollam 691 013. 2. Ramachandra Reddiar (Died)

Dhanams, Curzon Road, Kollam.

3. R. Veeresh Kumar, Dhanams, Curzon Road, Kollam Now, at House No.49/762, Arayacham Veedu, Kottamukku, Cutcherry P.O., Kollam 691 013.

4. R. Ananthakumar, Dhanams, Curzon Road, Kollam.

Now, at House No.49/762, Arayacham Veedu, Kottamukku, Cutcherry P.O., Kollam 691 013.

…….Appellants And

1. Senior Manager, Union Bank of India, Kollam Branch, Fatima Building, P.B. No.182, Beach Road, Kollam 691 001.

2. The Authorised Officer, Union Bank of India, Regional Office, Union bank Bhawan, Post Box No.307, M.G. Road Statue, Thiruvananthapuram 695 001.

3. Dr. Mumthas, Chandralayam, M.C.R.A.-77, Nellimukku, Kollam-12, Represented by POA Holder, M. Shahid Ahmed, Advocate, Chandralayam, M.C.R.A. – 77, Kollam -12.

Also at: House at No.99, Curzon Nagar, Curzon Road, Kollam 13.

4. Mr. Shahid Ahmed, Chandralayam, Nellimukku, Kollam 12.

Also at: House at No.99, Curzon Nagar, Curzon Road, Kollam 13.

5. Rajammal, Chandralayam, Nellimukku, Kollam 12 …Respondents Counsel for Appellants : Senior Counsel Shri P.B. Krishnan for Shri V.K. Peer Mohamed Khan Counsel for R1 and R2 : Shri A.S.P. Kurup & Co.

Counsel for R3 to R5 : Senior Counsel Shri Anil Xaviour for M/s Prem Rajakumari & Co.

II. MA (SA) 10/2020 Between

1. R. Dhanalakshmi, Proprietrix, M/s Seemati Textiles, Represented by POA Holder R. Ananth Kumar, Dhanams, Curzon Road, Kolam.

Now, at House No.49/762, Arayacham Veedu, Kottamukku, Cutcherry P.O., Kollam 691 013. 2. Ramachandra Reddiar (Died)

Dhanams, Curzon Road, Kollam.

3. R. Veeresh Kumar, Dhanams, Curzon Road, Kollam Now, at House No.49/762, Arayacham Veedu, Kottamukku, Cutcherry P.O., Kollam 691 013.

4. R. Ananthakumar, Dhanams, Curzon Road, Kollam.

Now, at House No.49/762, Arayacham Veedu, Kottamukku, Cutcherry P.O., Kollam 691 013.

…….Appellants And

1. Senior Manager, Union Bank of India, Kollam Branch, Fatima Building, P.B. No.182, Beach Road, Kollam 691 001.

2. The Authorised Officer, Union Bank of India, Regional Office, Union bank Bhawan, Post Box No.307, M.G. Road Statue, Thiruvananthapuram 695 001.

3. Dr. Mumthas, Chandralayam, M.C.R.A.-77, Nellimukku, Kollam-12, Represented by POA Holder, M. Shahid Ahmed, Advocate, Chandralayam, M.C.R.A. – 77, Kollam -12.

Also at: House at No.99, Curzon Nagar, Curzon Road, Kollam 13.

4. Mr. Shahid Ahmed, Chandralayam, Nellimukku, Kollam 12.

Also at: House at No.99, Curzon Nagar, Curzon Road, Kollam 13.

5. Rajammal, Chandralayam, Nellimukku, Kollam 12 …Respondents Counsel for Appellants : Senior Counsel Shri P.B. Krishnan for Shri V.K. Peer Mohamed Khan Counsel for R1 and R2 : Shri A.S.P. Kurup & Co.

Counsel for R3 to R5 : Senior Counsel Shri Anil Xaviour for M/s Prem Rajakumari & Co.

COMMON ORDER

1. This case has a checkered history of travelling 20 years from 2006 till now through various Forums. Parties, mainly, appellants had approached Hon’ble High Court of Kerala four times and this Tribunal three times before being disposed today by this Tribunal. You may be sure that this is not over yet. The details are, as under:

I. Before the Hon’ble High Court of Kerala.

a) WP No. /2006; WA No.1802/2006 b) WP No.18612/2007 c) OP(DRT) No.120/2016 against the order passed in SA No.66/2006 (TSA No.10/2006) on 2.12.2016 by DRT-II, Ernakulam.

d) OP(DRT) No.122/2018 against the order passed in TSA No.10/2016 on 29.9.2018 by DRT-II, Ernakulam.

II. Before, DRAT, Chennai a) MA (SA) No.197/2006 against the order passed in IA 1659/2006 b) IN (SA) 597/2007 against the order passed in IA No.1791/2006 c) RA(SA)