IN THE DEBT RECOVERY APPELLATE TRIBUNAL AT CHENNAI Dated the 06^th day of May, 2025 PRESENT: HON’BLE MR. JUSTICE G. CHANDRASEKHARAN CHAIRPERSON RA 6/2019 (Arising out of OA 135/2010 on the file of DRT - II, Chennai)

Between 1. J. Raji, W/o. N.Janarthanam, 2. N.Janarthanam, S/o.Natarajan, Both are residing at:

No.30, Tarachand Main Road, Virugambakkam, Chennai – 600 092. ...Appellants And

1. M/s.Citi Bank N.A., Tower Victory, No.45, G.N.Chetty Road, T.Nagar, 600 017.

2. M/s.Axis Bank Limited, 2^nd Floor, No.31 South Mada Street, Mylapore, Chennai – 600 004.

(Amended as per order dated 01.03.2024 in IA 170/2024 in place of R1) …..Respondents Counsel for Appellants : Mr. S.Sukumar Counsel for respondent 2 : Mr. S.Arunachalam

ORDER

1. This appeal is filed under Section 20 of RDB Act challenging the final order passed by the Ld. Presiding Officer, DRT - II, Chennai in OA 135/2010 dated 05.06.2018.

2. The respondent bank filed OA 135/2010 for recovery of a sum of Rs.18,66,035.60p lent towards housing loan facility together with pendent lite interest @ 18% per annum from appellants. After contest, this OA was allowed. Challenging the order of allowing the OA, this appeal is filed by the respondent