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2026 Supreme(Gau) 1115

IN THE GAUHATI HIGH COURT HIGH COURT OF ASSAM, NAGALAND, MIZORAM & ARUNACHAL PRADESH)
Mridul Kumar Kalita, J.
National Insurance Co. Ltd. - Appellant
Versus
Smti Deep Shikha Roy Kar, W/o Jayanta Roy Kar - Respondent
MAC App. 334 of 2022
Decided On : 08-06-2026

Advocates Appeared:
For the Appellant :Mr. A.J. Saikia, Advocate
For the Respondent:Mr. S. Deka, Advocate, Mr. K.K. Bhatta, Advocate

In a head-on collision between two vehicles, in absence of evidence to exonerate either driver, the doctrine of res ipsa loquitur applies, leading to a presumption of composite negligence, and insurers are jointly and severally liable equally.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 166 and 173 - Composite negligence - Head-on collision - Doctrine of res ipsa loquitur - Apportionment of liability - In absence of evidence to exonerate driver of one vehicle, presumption of composite negligence arises - Liability of insurers to pay compensation equally - Charge-sheet against one driver not conclusive in civil claim - Settlement in connected case not binding. (Paras 24-27, 29)

(B) Distinction between contributory negligence and composite negligence - In composite negligence, each wrongdoer is jointly and severally liable - Injured need not establish extent of responsibility of each wrongdoer - Extent of liability need not be determined separately - Reliance on Khenyei v. New India Assurance Co. Ltd. (2015) 9 SCC 273 and T.O. Anthony v. Karvarnan (2008) 3 SCC 748. (Paras 25-26)

Facts of the case:
On 01.02.2012, at about 11.15 P.M., the husband of the claimant was travelling in a Hyundai i-10 car when an oil tanker driven rashly dashed the car from the front side, causing grievous injuries. The claimant filed a claim under Section 166 of the Motor Vehicles Act, 1988. The Motor Accident Claims Tribunal found both drivers negligent and directed both insurers to pay 50% each. The appellant-insurer of the i-10 car appealed, contending there was no evidence of negligence on the part of the i-10 driver.

Findings of Court:
The High Court held that in a head-on collision between two vehicles, in the absence of evidence to show which vehicle was in its own lane, the doctrine of res ipsa loquitur applies and negligence of both drivers can be presumed. The fact that a charge-sheet was filed only against the oil tanker driver does not exonerate the i-10 driver in a civil claim. A settlement in another connected case does not affect the present determination. Therefore, the Tribunal's apportionment of 50% liability on each insurer was upheld.

Issues: (i) Whether the accident was a result of composite negligence of both drivers or solely due to the fault of the oil tanker driver? (ii) Whether the Tribunal was right in apportioning liability equally between the two insurers?

Ratio Decidendi: In a head-on collision between two vehicles, in the absence of evidence to indicate that one vehicle was in its own lane, the logical inference is of composite negligence in equal proportion. The principle of res ipsa loquitur applies. The insurer of each vehicle is jointly and severally liable, and apportionment of 50:50 is justified. (Paras 27-30)

Result: Appeal dismissed. Appellant directed to deposit its share of liability within four weeks. Statutory deposit to be returned after verification. (Paras 31-33)

Legal Category Hierarchy

  • tort
    • negligence
      • composite negligence (Para 25, 26, 27)
      • contributory negligence (Para 25)
    • motor vehicle accident claims
      • liability of insurers (Para 2, 7, 30, 31)
      • apportionment of liability (Para 27, 30)
  • practice and procedure
    • evidence
      • res ipsa loquitur (Para 27)
      • criminal charge-sheet in civil proceedings (Para 29)
  • legislation
    • motor vehicles act, 1988
      • section 166 (Para 4, 11)
      • section 173 (Para 2, 31)

Table of Contents

1. Appeal under Section 173 of Motor Vehicles Act, 1988 against award holding composite negligence in head-on collision and directing equal liability sharing between insurers. (Para 2 , 4 , 6 , 7 )

2. Appellant argued no evidence of negligence by one driver; respondents argued head-on collision implied composite negligence. (Para 8 , 9 , 10 , 11 , 12 , 13 , 14 , 15 , 16 , 17 , 18 , 20 , 21 , 22 )

3. Appeal dismissed; appellant directed to deposit its share within four weeks; statutory deposit returned. (Para 31 , 32 , 33 )

4. What is the distinction between composite negligence and contributory negligence?

In composite negligence, injured did not contribute; joint tortfeasors are jointly and severally liable. In contributory negligence, injured's own negligence reduces damages proportionately. (Para 25 , 26 )

5. Can the doctrine of res ipsa loquitur be applied to infer negligence in a head-on collision?

Yes, when two vehicles collide head-on and no evidence shows which driver was at fault, negligence of both drivers may be presumed. (Para 27 )

6. Does a charge-sheet filed in criminal proceedings conclusively establish negligence in a civil motor accident claim?

No, a charge-sheet indicating culpability of one driver is not sufficient to exonerate the other driver in a civil claim without independent evidence. (Para 29 )

7. Does an amicable settlement in a connected claim case affect the determination of composite negligence in the present case?

No, a settlement without judicial determination does not bind or impact the present case. (Para 28 )

JUDGMENT :

Mridul Kumar Kalita, J.

[1] Heard Mr. A.J. Saikia, the learned counsel for the appellant. Also heard Mr. S. Deka, the learned counsel for the respondent No. 1/claimant as well as Mr. K.K. Bhatta, the learned counsel for the respondent No. 3/New India Assurance Company Limited.

[2] This appeal under Section 173 of Motor Vehicles Act, 1988 has been filed by the National Insurance Co. Ltd. impugning the judgment and award dated 29.05.2018, passed by the Motor Accident Claims Tribunal No. 2, Kamrup(Metro), Guwahati, in MAC Case No. 306/2012, whereby the respondent No.1/claimant was awarded a compensation amount of Rs. 29,82,959/-.

[3] The Motor Accident Claims Tribunal, by the impugned judgment directed the respondent No. 3 as well as the present appellant to share the liability of paying compensation to the extent of 50% each.

[4] The facts relevant for consideration of the instant appeal, in brief, are that on 01.02.2012, at about 11.15 P.M., the husband of the respondent No. 1, namely, Jayanta Roy Kar was travelling by Hyundai i-10 Car, bearing Registration No. AS-23-G-0600 from Ledu Sahitya Sabha towards his residence, situated at Tinsukia. On his way, when he reached Kharjan Pol at National Highway No. 38, under the Digboi Police Station, an oil Tanker bearing Registration No. AS-23-B-9981, being driven in a rash and negligent manner, dashed the Hyundai Car, in which the husband of the present respondent No. 1 was travelling, from the front side, as a result of which the husband of the present respondent No. 1 sustained grievous injuries on his person. Thereafter, the injured, Jayanta Roy Kar represented by the present respondent No. 1, approached the Motor Accident Claims Tribunal No. 2, Kamrup(Metro), by filing an application under Section 166 of the M.V. Act, 1988 seeking compensation on account of injuries sustained by him in the aforementioned motor vehicular accident. The said case was registered as MAC Case No. 306/2012.

[5] The present appellant as well as respondent No. 3 contested the claim of the claimant/respondent No. 1 by filing written statements; wherein they denied their liability, to indemnify the owner of the vehicles involved in the accident.

[6] Upon pleadings of the parties, the Motor Accident Claims Tribunal framed the following issues: -

i. “Whether the claimant Jayanta Roy Kar, sustained injuries in the alleged road accident dated 01-02-2012 involving the vehicle bearing registration No.AS-23-G-0600 (Hyundai i-10) and AS-23-B-9981 (Tanker) and whether the said accident took place due to rash and negligent driving of the offending Tanker?

ii. Whether the claimant is entitled to receive any compensation and if yes, to what extent and by whom amongst the opposite parties, the said compensation amount will be payable?

[7] During the inquiry, the present respondent No. 1 (claimant) had adduced evidence of four witnesses and exhibited certain documents. Both the insurance company, i.e., the present appellant, as well as respondent No.3, did not adduce any evidence during the inquiry before the Motor Accident Claims Tribunal. Ultimately, by the judgment and award, which has been impugned in this appeal, both the issues were decided in favour of the claimant and the Tribunal came to the finding that the accident in question was caused due to rash and negligent driving of the drivers of both the vehicles involved in the accident, namely, the Tanker bearing Registration No. AS-23-B-9981, as well as Hyundai i-10 Car, bearing Registration No.AS-23-G-0600 and directed both the insurance companies to share the liability to pay the compensation amount to the claimant to the extent of 50% each. The aforesaid judgment and award has been impugned by the present appellant, mainly on the ground that though there was no evidence on record indicating any negligence on the part of the driver of the i-10 vehicle, however, the present appellant was also directed to pay 50% of the awarded amount to the claimant.

[8] Mr. A.

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