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2021 Supreme(Online)(Guj) 448

GUJARAT STATE CONSUMER DISPUTES REDRESSAL COMMISSION, AHMEDABAD
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Insurance Company – Appellant
Versus
Punil Keshavbhai Godhaniya – Respondent


Advocates:
For the Appellants/Petitioners: Shri V. P. Nanavaty
For the Respondents: Shri H.K. Thakor

Table of Content
1. insurance claim initiated due to vehicle theft. (Para 1 , 2)
2. insurance company cites noncompliance for declining claim. (Para 3 , 4)
3. defense emphasizes document discrepancies to challenge claim. (Para 5 , 6 , 7)
4. court evaluates evidence against insurance compliance policy. (Para 8)
5. court rules on partial allowance of appeal. (Para 9 , 10)

1. This Appeal is by the Insurance Company.

2. The Respondent Punil Keshavbhai Godhaniya filed a Consumer Complainant No. 17 of 205 with CDRF, Porbandar, alleging that his car Nishan Micra DLX V. Premium, bearing registration No. GJ 25 J. 0551 was insured with the Opponent Bharti Axa General Insurance Company Limited under the policy period from 28.12.2013 to 27.12.2014. His brother - in - law Sureshbhai Vejabhai Karavadara, parked it in the parking of Silver Oak Hotel, Rajivgandhi Cross Road, Indor, M.P. on 23.12.2014 but therefrom was found missing from 8.30 p.m. on 24.12.2014 to 8.00 a.m. of 25.12.2014, the complaint of theft was given by his brother - inlaw with Bhavarkuva Police Station, it filed final report on 28.3.2015, the theft having not been traced. The complaint sent copy of the said report and also of FIR to
















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