1. Mr. Justice Inder Singh Mehta, President - Instant appeal is arising out of the order dated 21.8.2021 passed by learned District Consumer Forum, Mandi in Consumer Complaint No. 3/2021 titled Smt. Nirmla Devi & Others v. New India Assurance Company Ltd.

2. Brief facts of Case :
Briefly, the case of the complainant is that late Shri Som Dev (predecessor - in - interest of the complainants) was the owner of a Tata Nano car bearing registration No. HP - 76-4064. The said vehicle was insured with the opposite party / Insurance company. Compulsory personal accident cover for owner - cum - driver of the vehicle to the tune of Rs.15,00,000 was also given by the opposite party. On 30th October, 2019 Shri Som Dev died in a car accident while returning home. Accident occurred due to rash and negligent driving of Shri Dinesh Kumar, the driver of truck No. HP - 69A - 7545. The vehicle was got repaired by complainants by expending Rs.1,15,000. Information regarding the occurrence was given to the opposite party / Insurance Company and relevant documents were supplied. Genuine claim was rejected by the opposite party / Insurance Company vide letter dated 16.10.2020 on the ground that Shri Som D