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HIMACHAL PRADESH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, SHIMLA
Unknown Judge, J
Krishan Kumar – Appellant
Versus
New India Assurance Co. Ltd. – Respondent
| Table of Content |
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| 1. the appeal arises from a consumer complaint about inadequate insurance coverage. (Para 1 , 2 , 8) |
| 2. the appellant argues the survey assessment undervalued damages. (Para 10 , 11) |
| 3. the court finds the insurance company fulfilled its obligation as per the assessment. (Para 12 , 13 , 14 , 15 , 16) |
| 4. the appeal was ultimately dismissed due to lack of merit. (Para 19 , 20) |
1. Instant appeal is arising out of the order dated 20.5.2019 passed by Learned District Consumer Commission, Mandi, in Consumer Complaint No.169/2017, titled Krishan Kumar v. New India Assurance Co. Ltd. & Anr.
2. Brief facts of Case:
Briefly, the case of the complainant is that complainant is the registered owner of vehicle No.HP - 31C - 1857 (Hyundai i10 car). The vehicle in question was insured with the opposite party No.1 / Insurance company and the risk was covered from 5.6.2015 to 4.6.2016. IDV (Insured Declared Value) of the car was Rs. 5,50,000. On 28th April, 2016, the complainant was driving the car and going from Sunder Nagar to Nangal (Punjab). Complainant noticed leakage of engine oil from the chamber of the vehicle. Damage was caused to the chamber of the vehicle. Information regarding
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