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MFA No. 24336 of 2011
IN THE HIGH COURT OF KARNATAKA,
DHARWAD BENCH
DATED THIS THE 08TH DAY OF FEBRUARY, 2023
BEFORE
THE HON'BLE MR JUSTICE RAVI V.HOSMANI
MISCELLANEOUS FIRST APPEAL NO.24336 OF 2011 (MV-I)
BETWEEN:
IRANNA S/O PRAKASH KAVALI
AGE: 15 YEARS, OCC: STUDENT,
MINOR R/BY GUARDIAN MOTHER
SMT. SAVITA W/O PRAKASH KAVALI,
AGE: 25 YEARS, OCC: COOLIE,
R/O MUNAVALLI, TQ. SAUNDATTI,
DIST. BELAGAVI.
…APPELLANT
(BY SHRI H. M. DHARIGOND, ADVOCATE)
AND:
1.
CHANDRASHEKHAR S. MUCCHANDI,
AGE: MAJOR ,OCC: AGRICULTURE AND BUSINESS,
R/O MUNAVALLI, TQ. SAUNDATTI, DIST. BELAGAVI.
2.
THE REGIONAL MANAGER,
BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD.,
OPPOSITE CORPORATION, HUBBALLI,
DIST. DHARWAD.
…RESPONDENTS
(BY SHRI RAVINDRA R.MANE, ADVOCATE FOR R2:
SERVICE OF NOTICE TO R1 IS SERVED)
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MFA No. 24336 of 2011
THIS MFA FILED IS U/SEC.173(1) OF M.V. ACT, AGAINST
THE JUDGMENT AND AWARD DATED:11.10.2010, PASSED IN
M.V.C. NO.1146/2008 ON THE FILE OF THE ADDL. SENIOR
CIVIL JUDGE, SAUNDATTI, PARTLY ALLOWING THE CLAIM
PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT
OF COMPENSATION IN THE INTEREST OF JUSTICE AND
EQUITY.
THIS APPEAL, COMING ON FOR FINAL HEARING, THIS
DAY, THE COURT DELIVERED THE FOLLOWING:
Challenging
judgment
and
award
dated
11.10.2010 passed by Addl. Senior Civil Judge and
Additional MACT, Saundatti, in MVC No.1146/2008,
this appeal is filed by claimant for enhancement of
compensation.
Brief
facts
as
stated
are
that
on
21.08.2007, when claimant, a minor girl was by
side of road to attend nature’s call, rider of
motorcycle bearing temporary registration no.KA-
22/TR/2368 was riding it in a rash and negligent
manner and dashed to claimant causing injuries.
Despite
taking treatment
at
Dr.Naik Hospital,
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Munavalli, she did not recover fully and sustained
physical disability.
3.
Claiming compensation for same, she
filed claim petition under Section 166 of Motor
Vehicles
Act
against
owner
and
insurer
of
motorcycle.
4.
On service of notice, owner appeared and
opposed claim petition denying negligent riding of
rider of motorcycle. It was further submitted that
vehicle was insured with insurer and therefore,
award if any, may be passed against insurer.
5.
Insurer
filed
objection
denying
occurrence of accident involving insured vehicle. It
was also denied that rider was having valid and
effective driving license and therefore, there was
violation of policy condition. On above ground,
sought for dismissal of claim petition.
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6.
Based
on
pleadings,
tribunal
framed
issues
and
recorded
evidence
of
mother
of
claimant as PW1 and Exhibits P1 to P10 were
marked. On behalf of respondent no.2, its law
officer was examined as RW1 and Exhibits R1 to R5
were marked.
7.
On
consideration,
tribunal
held
that
accident occurred due to rash and negligent riding
of insured vehicle by its rider, claimant sustained
injuries
and
claimant
was
entitled
for
compensation. It assessed total compensation of
Rs.29,500/- with 6% interest and held insurer is
liable to pay same on ground that on date of
accident, rider was not having driving license.
8.
Assailing same, claimant is in appeal.
9.
In appeal it is contended that, claimant
was 3rd party and minor, who sustained injuries on
left clavicle bone assessed by doctor as per
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Exhibits P6 and P7 to have resulted in 6%
disability to left upper limb. However, tribunal
erred in granting inadequate compensation merely
on ground that doctor was not examined. It was
further submitted that rider of motorcycle was
holding
learners
license
from
13.06.2006
to
12.12.2006.
Whereas,
accident
occurred
on
21.08.2007. Therefore in absence of any specific
evidence that accident was only due to fact that he
was not holding driving license and did not know
how to ride, tribunal was not justified in totally
discharging liability of insurer.
10. On other hand Shri R.R.Mane, learned
counsel
for
respondent
no.2-insurer
supported
award and opposed appeal. It was specifically
submitted that learners license issued had expired
more than six months prior to accident and as on
date of accident, rider was not having valid and
effective
driving
license,
which
was
legal
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requirement. It was further submitted that fracture
of clavicle bone in any case would not result in
loss of earning capacity and therefore, assessment
of compensation by tribunal was adequate and no
enhancement was called for.
11. Heard
leaned
counsel
and
perused
impugned judgment and award and record.
12. From above submission, following points
that would arise for consideration are:
“1. Whether tribunal was justified in
discharging liability of insurer?
Whether
claimant
is
entitled
for
enhancement of compensation as sought
for?”
13. On perusal of charge-sheet it is seen
that, rider of motorcycle was prosecuted under
Section 3 as well as Section 181 of Motor Vehicles
Act. However, on perusal of Exhibit R2 produced by
insurer it is seen that rider was holding learners
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license from 13.06.2006 to 12.12.2006. Therefore,
it cannot be totally held that rider did not know
riding and accident occurred only on that count.
Taking into account ratio of decision of Hon’ble
Supreme Court in National Insurance Co., Ltd.
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