The subject matter of this writ petition involves

rendering of petitioners' loan account as NPA for not adhering

to the time schedule of payments. Learned counsel for the

petitioners argues that the adherence was not possible

because of financial difficulty during the relevant period and

this difficulty having escalated in view of Covid-19 pandemic.

Petitioners also points out certain reprieve granted by Apex

court in the light of Covid-19 pandemic difficulties and seeks

that such a reprieve needs to be extended to petitioners as

well, who happen to be a daily wagers.

3

2.

Learned

Panel

Counsel

appearing

for

the

respondent-Bank opposes the petition contending that the

NPA was certified in 10.07.2020 which preceded the onset of

Covid-19 pandemic and that to an unscrupulous debtor no

relief can be granted by the writ court. So contending, he

seeks dismissal of the writ petition.

3.

Having heard the learned counsel for the parties

and having perused the petition papers, this Court is inclined

to grant reprieve to the petitioners inasmuch as, the

submission made by the petitioners are daily wagers is not

much disputed by the other side. secondly, the financial and

other difficulties c