2022 Supreme(Online)(Kar) 55133
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IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 24TH DAY OF JUNE 2022
BEFORE
THE HON9BLE MR. JUSTICE H. T. NARENDRA PRASAD
MFA No. 5886 OF 2019 (MV)
C/W
MFA No. 5887 OF 2019 (MV)
IN MFA NO.5886/2019
BETWEEN:
THE MANAGER
IFFCO-TOKIO GIC LTD.
P.6-(D), 1ST MAIN ROAD,
1ST PHASE, PEENYA LAND,
BENGALURU-560 058.
NOW REPRESENTED BY
LEGAL MANAGER, IFFCO TOKIO GIC LTD.,
CUSTOMER SERVICE CENTER,
SRI. SHANTHI TOWERS, 5TH FLOOR,
NO.141, 3RD MAIN, EAST OF NGEF LAYOUT,
KASTURI NAGAR,
BANGALORE-560 043.
&APPELLANT
(BY SRI. PRADEEP B., ADVOCATE)
AND:
1.
CHANDRAKALA
W/O LATE PUSHPARAJ
AGED ABOUT 41 YEARS,
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2.
AKSHID JAIN
S/O LATE PUSHPARAJ
AGED ABOUT 25 YEARS,
BOTH ARE R/AT HALUVAGILU ROAD,
TANNIRUHALLI, CHIKKMANDIGANAHALLI,
HASSAN
3.
SUJATHA
W/O LATE RAJU
MAJOR,
R/AT NO.21 A, 1ST CROSS,
1ST MAIN, ULLALA MAIN ROAD,
MUNESHWARA NAGARA,
BENGALURU-56.
4.
H.S. SHANTHIPRASAD
S/O SRUENDRA, 18TH CROSS,
KUVEMPU NAGARA, HASSAN.
&RESPONDENTS
(BY SRI. GIRISH B. BALADARE, ADV. FOR R1 & R2
NOTICE TO R3 & R4 SERVED BUT UNREPRESENTED)
THIS MFA IS FILED U/S 173(1) OF MV ACT
AGAINST
THE
AND
AWARD
DATED
04/04/2019, PASSED IN MVC NO.1699/2017, ON THE
FILE OF THE II ADDITIONAL DISTRICT & SESSIONS
JUDGE & ADDITIONAL MACT, HASSAN, AWARDING
COMPENSATION OF RS.9,71,000/- WITH INTEREST AT
3
6% P.A., FROM THE DATE OF PETITION TILL THE
DATE OF REALISATION.
IN MFA NO.5887/2019
W/O LATE PUSHPARAJ,
R/AT HALUVAGILU ROAD,
TANNIRUHALLI,
CHIKKAMANDIGANAHALLI,
HASSAN.
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W/O LATE RAJU,
R/AT NO.21A, 1ST CROSS,
S/O. SURENDRA, 18TH CROSS,
(BY SRI. GIRISH B. BALADARE, ADVOCATE FOR R1
NOTICE TO RESPONDENT NOS.2 AND 3 SERVED BUT
UNREPRESENTED)
JUDGMENT
AND
AWARD
DATED
04/04/2019, PASSED IN MVC NO.1700/2017, ON THE
FILE OF THE II ADDITIONAL DISTRICT & SESSIONS
JUDGE & ADDITIONAL MACT, HASSAN, AWARDING
COMPENSATION OF RS.1,30,000/- ALONG WITH
INTEREST AT 6% P.A., FROM THE DATE OF PETITION
TILL THE DATE OF REALISATION.
THESE MFAs COMING ON FOR ADMISSION,
THROUGH PHYSICAL HEARING, THIS DAY, THE
COURT DELIVERED THE FOLLOWING:
JUDGMENT
MFA No.5886/2019 and MFA No.5887/2019 are
filed by the Insurance Company under Section under
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Section 173(1) of the Motor Vehicles Act, 1988
(hereinafter referred to as 8the Act9, for short), being
aggrieved by the judgment dated 04.04.2019, passed
by the II Additional District & Sessions Court &
Additional Motor Accident Claims Tribunal, Hassan in
MVC No.1699/2017 and MVC No.1700/2017.
Facts giving rise to the filing of the appeal
briefly stated are that on 02.04.2017, at about 3.00
p.m., the claimant Smt. Chandrakala and her husband
deceased Pushparaj were proceeding in a car, bearing
registration No.KA.51.MD.3870 on NH-75 B.M. Road.
When they reached near family restaurant situated
near Ranganathapur gate, at that time, the driver of
the said car, drove the same in a rash and negligent
manner and lost control, due to that the car was rolled
3 times on the side of the road. As a result of the
aforesaid accident, they sustained grievous injuries
and claimant's husband succumbed to the injuries.
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The claimants filed petitions under Section
166 of the Act seeking compensation for the death of
the deceased along with interest.
On service of summons, the respondent
No.3 appeared through counsel and filed written
statement in which the averments made in the
petition were denied.
The respondent Nos.1 and 2 did not appear
before the Tribunal inspite of service of notice and
hence were placed ex-parte.
5.
On the basis of the pleadings of the parties,
the Claims Tribunal framed the issues and thereafter
recorded the evidence. The claimants, in order to
prove their case in MVC No.1699/2017 and MVC
No.1700/2017, examined claimant No.1 Chandrakala
as PW-1 and got exhibited documents namely Ex.P1
to Ex.P11. On behalf of respondents, one witness was
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examined as RW-1 and got exhibited document
namely Ex.R1. The Claims Tribunal, by the impugned
judgment, inter alia, held that the accident took place
on account of rash and negligent driving of the
offending vehicle by its driver, as a result of which,
the claimant sustained injuries and her husband
sustained injuries and succumbed to the injuries. The
Tribunal further held that the claimants are entitled to
a
compensation
of
Rs.9,71,000/-
in
MVC
No.1699/2017
and
Rs.1,30,000/-
in
MVC
No.1700/2017 along with interest at the rate of 6%
p.a. and directed the Insurance Company to deposit
the compensation amount along with interest. Being
aggrieved, this appeal has been filed.
6.
The learned counsel for the Insurance
company has contended that the policy issued by the
Insurance Company for the private car is a 'liability
only policy'. There is no additional premium collected.
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Since, the deceased in MVC No.1699/2017 and the
claimant in MVC No.1700/2017 are the inmates of the
car, the Insurance Company is not liable to pay any
compensation. Even though the policy has been
marked as Ex-R1, the Tribunal has given a finding that
no policy has been produced. This finding of the
Tribunal is perverse and contrary to the material
available on record. In support