2022 Supreme(Online)(Kar) 45263
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IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 27TH DAY OF JUNE, 2022
BEFORE
THE HON'BLE Mr. JUSTICE ANANT RAMANATH HEGDE
MISCELLANEOUS FIRST APPEAL NO.1243/2014 (MV-DM)
BETWEEN:
B.N.NANDAKUMAR
S/O B.P.NAGENDRAIAH,
AGED ABOUT 65 YEARS,
R/AT N.P.NILAYA,
OPP: VEERABHADRASWAMY TEPLE,
CHICKPET MAIN ROAD,
TUMKUR-572101.
& APPELLANT
(BY SRI.SHANTHARAJ K, ADVOCATE )
AND:
THE BRANCH MANAGER,
ORIENTAL INSURANCE CO. LTD.,
J.C.ROAD, TUMKUR-572101.
&RESPONDENT
( BY SRI.A.RAVISHANKAR, ADVOCATE)
THIS M.F.A IS FILED UNDER SECTION 173(1) OF MV
ACT AGAINST THE JUDGMENT AND AWARD DATED
12.07.2013 PASSED IN MVC NO.994/2009 ON THE FILE OF
THE ADDITIONAL SENIOR CIVIL JUDGE, AND CJM, MACT,
TUMKUR,
DISMISSING
THE
CLAIM
PETITION
FOR
COMPENSATION AND ETC.,
THIS M.F.A. COMING ON FOR ADMISSION THIS DAY,
THE COURT DELIVERED THE FOLLOWING:
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The appeal is filed challenging the judgment and
award dated 12.07.2013 passed in MVC No.994/2009 on
the file of the Additional Senior Civil Judge and MACT,
Tumkur.
2.
In this case, the accident in-question took
place on 10.01.2006 and the appellant/petitioner himself
was driving his car bearing Reg.No.KA-21/5522 and the
vehicle was damaged due to the accident. There is no
dispute that the vehicle is covered under the package
policy. After the accident, the petitioner made a claim for
vehicle damage before the insurance company submitting
the bills. The Insurance Company has paid Rs.1,07,474/-
and disallowed claim for Rs.69,327/- for want of bills.
3. The petitioner has filed a claim petition under
Section 166 of Indian Motor Vehicle Act, 1988. The Insurer
took a stand that the petition filed under Section 166 of
IMV Act is not maintainable by the owner-insured of the
vehicle. The Tribunal held that the petition itself is not
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maintainable and rejected the petition on the ground that
the petition filed under Section 166 of the M.V. Act is not
maintainable by the owner of the vehicle against the
insurer in respect of damage caused to the vehicle of the
owner.
4.
Learned counsel for the respondent would
submit that the application filed under Section 166 of IMV
Act has to be read with Section 165 of Motor Vehicles Act,
1988 and Section 165 of Motor Vehicle Act reads as
follows:
"A State Government may, by notification in
the Official Gazette, constitute one or more
Motor Accidents Claims Tribunals (hereafter
in this Chapter referred to as Claims
Tribunal) for such area as may be specified
in the notification for the purpose of
adjudicating upon claims for compensation in
respect of accidents involving the death of,
or bodily injury to, persons arising out of the
use of motor vehicles, or damages to any
property of a third party so arising, or
both."
(Emphasis supplied)
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5.
Section 165 of M.V. Act makes it clear that the
Tribunal under the Motor Vehicle Act would get jurisdiction
to decide the claim in respect of damage to the property of
a third party. In this case, the appellant is not a third
party and the property in question is not the property of a
third party. Hence, the insured cannot make a claim
against his own insurer to claim damages in respect of
damage to his own property by filing an application under
Section 166 of the M.V. Act. Hence, the view taken by the
Tribunal in rejecting the petition is in accordance with law.
6.
In view of the above, this Court is of the
considered opinion that there is no merit in the appeal.
Accordingly, the petition is dismissed.
Sd/-
JUDGE
JS/-