2022 Supreme(Online)(Kar) 60598
IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 04TH DAY OF FEBRUARY, 2022
BEFORE
THE HON9BLE MR.JUSTICE P.KRISHNA BHAT
M.F.A.No.4050/2011 C/W. MFA NO.5013/2012
IN MFA NO.4050/2011:
BETWEEN:
UNITED INDIA INSURANCE CO. LTD.,
REGIONAL MANAGER
UNITED INDIA INSURANCE CO. LTD.,
SHANKARNARAYANA BUILDING
M.G.ROAD, BANGALORE - 560 001
BY ITS MANAGER.
...APPELLANT
(BY SRI.O.MAHESH, ADVOCATE)
AND:
1.
G.A.MANJUNATHA
AGED 46 YEARS
S/O. LATE G. ACHUTHA
R/A NO.558, 43RD CROSS
JAYANAGAR, 8TH BLOCK
BANGALORE - 560 082.
2.
T. NARAYANA SWAMY, MAJOR
S/O. T. THIMMAIAH
M/S. RAGHAVENDRA TOURS
AND TRAVELS, NO.130
8TH MAIN, 17TH CROSS
MALLESHWARAM WEST
BANGALORE - 560 003 (EX-PARTE BEFORE MACT)
&RESPONDENTS
2
(BY SMT. G.K.SREEVIDYA, ADV. FOR
SRI T.N.VISHWANATH, ADV. FOR R1;
V/O DT.22.07.2011, NOTICE TO R2 IS DISPENSED WITH)
THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST
THE JUDGMENT AND AWARD DATED 14.12.2010 PASSED
IN MVC NO.2232/2010 ON THE FILE OF THE IX
ADDITIONAL SENIOR CIVIL JUDGE, MEMBER MACT-7,
COURT OF SMALL CAUSES, BANGALORE, AWARDING A
COMPENSATION OF RS.1,74,000/- WITH INTEREST @ 6%
P.A. ON RS.1,64,000/- FROM THE DATE OF PETITION TILL
REALIZATION.
IN MFA NO.5013/2012:
BETWEEN:
SHRI MANJUNATHA G.A.
S/O. LATE SRI G. ACHUTHA
AGED ABOUT 47 YEARS
R/AT NO.558, 43RD CROSS
JAYANAGAR, 8TH BLOCK
BANGALORE - 560 082.
...APPELLANT
(BY SMT. G.K.SREEVIDYA, ADV. FOR
SRI T.N.VISHWANATH, ADV.)
AND:
1.
UNITED INDIA INSURANCE CO. LTD.,
REGIONAL OFFICE
NO.25, 1ST FLOOR
SHANKARNARAYANA BUILDING
M.G.ROAD, BANGALORE - 560 001
3
2.
MR. NARAYANA SWAMY T.
S/O. SRI T. THIMMAIAH
M/S. RAGHAVENDRA TOURS
AND TRAVELS
NO.130, 8TH MAIN, 17TH CROSS
MALLESHWARAM WEST
BANGALORE - 560 003
&RESPONDENTS
(BY SRI O. MAHESH, ADV. FOR R1;
V/O DT.11.02.2015, NOTICE TO R2 IS DISPENSED WITH)
THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST
THE JUDGMENT AND AWARD DATED 14.12.2010 PASSED
IN MVC NO.2232/2010 ON THE FILE OF THE 9TH
ADDITIONAL SENIOR CIVIL JUDGE, MEMBER MACT-7,
COURT
OF
SMALL
CAUSES,
BANGALORE,
PARTLY
ALLOWING THE CLAIM PETITION FOR COMPENSATION
AND SEEKING ENHANCEMENT OF COMPENSATION.
THESE APPEALS ARE COMING ON FOR HEARING
THROUGH VIDEO CONFERENCING THIS DAY, THE COURT
DELIVERED THE FOLLOWING:
These appeals are at the instance of the
Insurance Company and claimant calling in question
the correctness of the judgment and award dated
14.12.2010 passed in MVC No.2232/2010 on the file
of the IX Additional Senior Civil Judge, Small Causes
Court, Bangalore.
4
The claimant has stated in the petition that
on 04.02.2010, he was traveling as a passenger in
Tata Indica Car bearing registration No.KA-04-B-7234
and at about 1.15 a.m., on Lalbagh Road near
Prestige Group Building, the driver of the car drove
the same in a rash and negligent manner and dashed
against another car bearing registration No.UP-80-AF-
6737 to its hind side. On account of tremendous
impact of the accident, the claimant had suffered
grievous injuries.
3.
Before the Claims Tribunal, respondent
No.1-Insurance Company entered appearance and
filed its detailed written statement denying the
material
averments
in
the
claim
petition
and
respondent No.2-owner of vehicle has remained
ex- parte.
5
4.
During the trial, the claimant has examined
himself as PW.1, the Medical Expert from Jayanagar
Orthopedic Centre was examined as PW.2 and the
Manager of his employer M/s. SLK Software Services
Pvt. Ltd. was examined as PW.3. Exs.P1 to P28 were
marked. Respondents did not examine any witnesses.
Ex.R1, the Insurance Policy was marked.
5.
After hearing the learned counsel on both
sides and perusing the records, the Tribunal allowed
the claim petition in part and awarded a compensation
of Rs.1,74,000/- with interest thereon at 6% p.a. on
Rs.1,64,000/-. The liability to pay the compensation
was fastened on the Insurance Company, which was
respondent No.1 before the Tribunal.
6.
Learned
counsel
for
the
appellant-
Insurance
Company
in
support
of
his
appeal
vehemently contended that the negligence on the part
6
of the driver of the offending vehicle has not been
proved by necessary evidence before the Tribunal. He
submitted that even though the employer had
reimbursed a sum of Rs.25,000/- towards medical
expenses, the Tribunal has again awarded the same in
favour of the claimant, which the Insurance Company
is not liable to pay. Nextly, he contended that the
claimant continued to work in the Company till the
end of July 2010 and in spite of the accident, the
Tribunal has awarded Rs.10,000/- towards 'loss of
income during the laid up period' of two months,
which is erroneous. Lastly, he contended that since
the claimant did not suffer any functional disability, no
compensation under the head of 'loss of earning
capacity' could have been awarded and therefore, the
Tribunal has erred in awarding Rs.84,000/- under the
head of 'loss of earning capacity'. He therefore,
submits that the appeal preferred by the Insurance
7
Company is entitled to be allowed and claim petition
should be dismissed.
7.
Learned counsel for the claimant in support
of her appeal while refuting the contentions of the
learned
counsel
for
the
Insurance
Company,
submitted that the wound certificate and evidence of
PW.2 clearly shows that the claimant had suffered
comminuted fracture of the right humerus. She
therefore, submitted that a sum of Rs.25,000/-
awarded by the Tribunal under the head of 'Pain and
Suffering' is on the lower side and it is required to be
enhanced. She further submitted that the claimant
was earning a monthly salary of Rs.1,31,075/- as per
Ex.P10 - Salary Certificate, which has also been
supported by the evidence of PW.3, who is the
Manager of the employer of the claimant. She
submitted that in spite of the same, the Tribunal has
awarded a meager amount of Rs.10,000/- towards
8
'loss of income during the laid up period', which is
required to be enhanced. She submitted that under
the head of 'loss of amenities', the Tribunal has
awarded only Rs.10,000/- which was highly on the
lower side. As could be seen from the evidence of
PW.3, which reflect the disability leading to loss of
amenities
suffered
by
the
claimant-PW.1,
she
submitted
that
on
the
said
head
also
the
compensation is requir