2022 Supreme(Online)(Kar) 35602
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IN THE HIGH COURT OF KARNATAKA AT BENGALURU
DATED THIS THE 21ST DAY OF OCTOBER, 2022
BEFORE
THE HON'BLE MR. JUSTICE H.P. SANDESH
M.F.A.NO.73/2016 (MV-I)
BETWEEN:
LEGAL MANAGER,
RELIANCE GENERAL INSURLANCE CO. LTD.,
NO.5/111 & 6/112,
1ST FLOOR, UNNATI ARCADE,
1ST BLOCK, DR. RAJKUMAR ROAD,
RAJAJINAGAR, BANGALORE.
NOW REP BY ITS LEGAL MANAGER,
RELIANCE GENERAL INSURANCE CO. LTD.,
REGIONAL OFFICE,
5TH FLOOR, CENTENARY BUILDING,
NO.28, M.G. ROAD,
BANGALORE-560001.
...APPELLANT
(BY SRI PRADEEP B, ADVOCATE)
AND:
1.
SREENIVASULU P,
S/O VENKATARAMANAPPA
NOW AGED ABOUT 32 YEARS,
R/AT NO.36, 7TH SECTOR, 5TH MAIN,
1ST CROSS, NAZEER SAB LAYOUT,
HSR LAYOUT, BOMMANAHALLI,
BANGALORE-560068.
2.
M/S J.M.J CRANE SERVICES,
NO.14, 1ST MAIN ROAD,
OPP. CHOWDESHWARI TEMPLE,
2
T.R. LAYOUT, HULIMAVU GATE,
BANNERGHATTA ROAD,
BANGALORE-76.
...RESPONDENTS
(BY SRI B.M. CHANDRASHEKARA, ADVOCATE FOR R1,
VIDE ORDER DATED 15.09.2016,
NOTICE TO R2 IS DISPENSED WITH)
THIS M.F.A IS FILED UNDER SECTION 173(1) OF MV ACT
AGAINST THE JUDGMENT AND AWARD DATED 15.10.2015
PASSED IN MVC NO.3052/2014 ON THE FILE OF THE II
ADDITIONAL SMALL CAUSES JUDGE, & XXVIII ACMM, MACT,
BENGALURU, AWARDING COMPENSATION OF Rs.14,12,600/-
WITH INTEREST @ 6% P.A. FROM THE DATE OF PETITION TILL
DEPOSIT. (FUTURE MEDICAL EXPENSES OF Rs.20,000/- WILL
NOT CARRY INTEREST).
THIS M.F.A. COMING ON FOR HEARING THIS DAY, THE
COURT DELIVERED THE FOLLOWING:
Heard the learned counsel for the appellant and the
learned counsel for respondent No.1.
2.
This appeal is filed by the Insurance Company
challenging the judgment and award dated 15.10.2015, passed
in M.V.C.No.3052/2014, on the file of the II Additional Small
Causes Judge and XXVIII ACMM, MACT, Bengaluru (8the Tribunal9
for short) questioning the quantum of compensation.
3.
The factual matrix of the case of the claimant before
the Tribunal is that he met with an accident on 14.05.2014 and
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suffered fracture of both the bones and he was an inpatient from
14.05.2014 to 18.05.2014. In support of his contention that he
had suffered the fracture and suffered from disability, he
examined himself as P.W.1 and examined the doctor as P.W.3,
who assessed the disability of 47.16% to the right lower limb
and 16% to the whole body. The Tribunal accepted the same
and calculated the future loss of income and awarded
compensation Rs.14,12,600/- and hence the present appeal is
filed by the Insurance Company.
4.
The learned counsel for the appellant Insurance
Company submits that the Tribunal has committed an error in
accepting the case of the claimant and awarded exorbitant
compensation considering 16% disability, inspite of the doctor
admitted in the cross-examination that fracture was united.
The Tribunal also committed an error in taking the income of
Rs.34,393/- per month. In fact, the author of Ex.P.8 salary
certificate has not been examined. Hence, it requires
interference of this Court.
5.
Per contra, the learned counsel for respondent
No.1/claimant submits that the claimant had sustained the
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permanent disability and hence he could not continue the job
and tendered the resignation and resignation is also accepted as
per Ex.P.16 and hence it is clear that due to disability he could
not continue the job. This Court cannot find fault with the
Tribunal in awarding the compensation.
6.
Having heard the respective learned counsel and also
on perusal of the material available on record, this appeal is in
respect of quantum of compensation. Having taken note of the
accident is of the year 2014, the Tribunal awarded an amount of
Rs.40,000/- under the head pain and suffering and he had
suffered two fractures and hence I do not find any reason to
interfere with the same.
7.
The Tribunal awarded an amount of Rs.1,03,200/-
under the head loss of earning during the treatment period. The
Tribunal committed an error in not considering the bank
statement and he has drawn the salary during the period of
treatment and hence the same cannot be granted in favour of
the claimant.
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8.
The Tribunal awarded an amount of Rs.1,67,800/-
under the head medical expenses and the same is based on
documentary evidence and hence it does not require interference
of this Court.
9.
The Tribunal awarded an amount of Rs.20,000/-
under the head loss of amenities and an amount of Rs.5,000/-
under the head conveyance, nourishment, food and attendant
charges and he was an inpatient for a period of 15 days and
hence the same does not require interference of this Court.
10.
The Tribunal awarded an amount of Rs.20,000/-
towards future medical expenses and the same also does not
require interference of this Court.
11. This Court has to take note of the loss of future
earnings. The Tribunal accepted the disability of 16% and it is a
case of fracture of tibia and fibula, i.e., both bone fractures and
the doctor has admitted that the fractures were united. When
such being the case, taking of disability of 16% is on the higher
side. The tibia is the main bone and fibula is the supporting
bone and hence ought to have taken only 12% disability.
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Hence, it requires interference of this Court. Having considered
the income of Rs.34,393/- per month and applying the relevant
multiplier of 8169, the loss of future earnings comes to
Rs.7,92,415/- (Rs.34,393/- x 12 x 16 x 12%).
12.
In all, the claimant is entitled for compensation of
Rs.10,45,215/- as against Rs.14,12,600/