2022 Supreme(Online)(Kar) 45973
1
IN THE HIGH COURT OF KARNATAKA
DHARWAD BENCH
DATED THIS THE 10TH DAY OF MARCH, 2022
PRESENT
THE HON’BLE MR.JUSTICE S. SUNIL DUTT YADAV
AND
THE HON’BLE MRS.JUSTICE K.S. HEMALEKHA
MFA NO.102876/2018 (MV)
BETWEEN:
THE MANAGER
NATIONAL INSURANCE COMPANY LIMITED,
HOSPET BUSINESS CENTRE,
1ST FLOOR, WARD NO.29,
BYALALA COMPLEX,
BESIDE PRAGATHI GRAMEENA BANK
DAM ROAD, HOSAPETE,
TQ: HOSAPETE,
DIST: BALLARI-583203.
(POLICY NO.616003311510000917
VALID FROM 30/06/2015 TO 29/06/2016)
REPRESENTED BY ADMINISTRATIVE OFFICER.
... APPELLANT
(BY SRI. G N RAICHUR, ADV.)
AND
1 . SMT. AMRUTA W/O ASHOK HADIMANI
AGE: 26 YEARS,
R/O: MADAR ONI,
GAJENDRAGAD,
DIST: GADAG.
2 . AKSHYA KUMAR S/O ASHOK HADIMANI
2
AGE: 2 YEARS 4 MONTHS
(HIS M/G RESP NO.1)
R/O: MADAR ONI,
GAJENDRAGAD,
DIST: GADAG.
3 . DURAGAPPA S/O HANAMAPPA HADIMANI
AGE: 69 YEARS,
R/O: MADAR ONI,
GAJENDRAGAD,
DIST: GADAG.
4 . SMT.MARIYAVVA W/O DURAGAPPA HADIMANI
AGE: 62 YEARS,
R/O: MADAR ONI,
GAJENDRAGAD,
DIST: GADAG.
5 . BALAPPA S/O BEERAPPA GYANAPPANAVAR
AGE: 26 YEARS,
OCC: DRIVER OF MAHINDRA MAXIMO
BEARING NO.KA-37/9869,
R/O: MUNIRABAD,
TQ/DIST: KOPPAL.
6 . GIRISH S/O BHIMSEN JOSHI
AGE: 42 YEARS,
OCC: OWNER OF MAHINDRA MAXIMO
BEARING NO.KA-37/9869,
R/O: MUNIRABAD,
TQ/DIST: KOPPAL.
…RESPONDENTS
(By KUMARI RANJITA ALAGAWADI, ADV. FOR
SRI. B. V.SOMAPUR, ADV. FOR R 1 TO 4;
R5- DISPENSED WITH;
R6- SERVED)
MFA FILED U/S.173(1) OF MOTOR VEHICLES ACT, 1988,
AGAINST THE JUDGMENT AND AWARD DATED 07.05.2018
3
PASSED IN MVC NO.72/2016 ON THE FILE OF THE SENIOR CIVIL
JUDGE AND MEMBER, ADDITIONAL MOTOR ACCIDENT CLAIMS
TRIBUNAL, RON, AWARDING COMPENSATION OF Rs.16,86,500/-
WITH INTEREST AT 8% P.A. FROM THE DATE OF PETITION TILL
ITS REALISATION.
THIS APPEAL HAVING BEEN HEARD AND RESERVED FOR
JUDGMENT, COMING FOR PRONOUNCEMENT OF JUDGMENT THIS
DAY, K.S. HEMALEKHA J., DELIVERED THE FOLLOWING:
The insurance company has preferred this appeal,
assailing the judgment and award dated 07.05.2018 passed
by the Senior Civil Judge & Addl. MACT, Ron, (hereinafter
referred to as 'the Tribunal' for short) in MVC No.72/2016
on the ground of liability as well as quantum.
2.
The claimants have filed a claim petition before
the Tribunal, seeking compensation of Rs.51,00,000/- on
account of death of one Ashok S/o Durgappa Hadimani,
who died in a fatal road traffic accident on 14.7.2015, when
the deceased was proceeding on his motorcycle bearing
chassis
No.MBLHA10AMEHM74456,
the
driver
of
the
Mahindra Maximo bearing registration No.KA-37/9869
4
drove the same in a rash and negligent manner and dashed
against the motorcycle of the deceased and due to the
impact of the accident the deceased fell down and sustained
grievous injury and succumbed to the injuries during
treatment. It is averred that the deceased was hale and
healthy at the time of accident and was working as an
agriculturist and also was working as a Hamal in APMC Yard
and earning Rs.15,000/- p.m. from agricultural and
Rs.5,000/- by doing Hamali in APMC Yard. The claimants
are the wife, child and parents of the deceased, it is averred
that the deceased was the sole earning member of the
family and the claimants were solely dependent upon the
income of the deceased.
3.
Pursuant to issuance of summons by the
Tribunal, respondent Nos.1 and 2 though served with the
notice,
did
not
appear
and
were
placed
ex-parte.
Respondent No.3-insurance company appeared and filed
their objections.
5
4.
Respondent No.3-Insurance company contended
that the driver of the offending vehicle bearing registration
No.KA-37/9869 did not possess valid and effective driving
license to drive a particular type of vehicle. It is also
averred that the requirement of Rule 3 of the Central Motor
Vehicles Rules, 1989, were not satisfied and the alleged
vehicle was used as a hire or reward on the date of the
accident violating the terms of the Insurance Policy and the
fitness certificate of the said vehicle had expired as on the
date of the accident and thus, sought to absolve the
liability.
5.
On the basis of the pleadings, the Tribunal
framed the following:
ISSUES
1. Whether the petitioners being the
legal representatives of Late. Ashok
S/o. Duragappa Hadimani, prove
that the said Ashok S/o. Duragappa
Hadimani, was died, consequent
upon the motor vehicle accident
6
that took place on 14.07.2015 at
about 1.00 p.m. on B. Hosalli-Hyati
road, near Hyati Village of Koppal
Taluk, due to rash and negligent
driving of Mahindra Maximo bearing
Reg. No.KA-37/9869 being driven
by its drive in an actionable claim?
2. Whether
the
respondent
No.3
proves that the drive of the alleged
vehicle was not having a valid and
effective driving license at the time
of the accident, and violated the
terms
and
conditions
of
the
insurance policy?
3. Whether the petitioners are entitled
for compensation? If so, for what
amount and from whom?
4. What order or award?
6.
In order to substantiate their claim the claimant
No.1-wife of the deceased examined herself as PW.1 and
7
got marked documents at Exs.P1 to P14. On behalf of
respondents, respondent No.3-Senior Assistant of the
company examined himself as RW.1 and got marked
documents at Exs.R1 and Ex.R2.
7.
The
Tribunal,
considering
the
pleadings,
evidence and material on record held that the accident
occurred due to the rash and negligent driving of the driver
of the Mahindra Maximo bearing registration No.KA-
37/9869 and also held that the driver of the offending
vehicle had valid and effective driving license to drive the
particular type of vehicle as on the date of the accident and
held that the expiry of the fitness certificate or the permit
will not absolve the liability of the Insurance company and
thus, fastened the liability on the Insurance company and
awarded compensation of Rs.16,86,500/- with interest at
8% per annum under the following heads:-
8
1.
Los