1. The appeals in MFA Nos. 5322/2011 and 3254/2011 are filed by respondent Nos. 1 and 2, who are the insured and the insurance company, respectively, challenging the judgment and award passed by the Labour Officer and Commissioner for Workmen's Compensation, SubDivision - 2, at Chickmagalur ('the Workmen's Commissioner' for short) dated 28.10.2010 vide No. wCa / FC / 40/2007, questioning the apportionment and the liability.
The parties are referred to as per their rankings before the Workmen's Commissioner to avoid confusion and for the convenience of the court.

2. The factual matrix of the case is that the claimant is the wife of deceased Swamy Gowda, who was working for the respondent No. 1 as an agricultural labourer / coolie. The policy was taken by the insured from respondent No. 2 - insurance company. The claim of the claimant before the Workmen's Commissioner is that on 12.7.2006, her husband, while proceeding to the work of respondent No. 1 in coffee plantation, fell down in the wet land which belongs to the insured and died on account of the said incident. It is also her claim that he was earning Rs. 150 per day and he was working with respondent No. 1 for the last 15 years