IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 14^TH DAY OF NOVEMBER, 2025 BEFORE THE HON'BLE MR. JUSTICE B M SHYAM PRASAD WRIT PETITION NO. 21195 OF 2025 (GM-RES)

BETWEEN:

SRI NOOR UL HASEEB S/O LATE ABDUL RAHIM A R AGED ABOUT 37 YEARS, R/AT NO. 104, 2ND CROSS, NOOR NAGAR MAIN ROAD, VINAYAKANAGAR, KOLAR 563101.

…PETITIONER (BY SRI. K. VIJAYA KUMAR.,ADVOCATE)

Digitally signed by AND:

VANAMALA N KOTAK MAHINDRA BANK Location:

HIGH KOLAR BRANCH, NO. 1507, 1508, COURT OF KARNATAKA II DIVISION, DODDAPET, KOLAR 563101.

REPRESENTED BY ITS BRANCH MANAGER.

…RESPONDENT (BY SRI. BY SRI. SHANTHI BHUSHAN A/W SRI. P. PRASANNA KUMAR A/W SRI. H.V. BHANUPRAKASH AMICUS CURIAE SMT. JAI M PATIL.,ADVOCATE)

THIS WP IS FILED UNDER ARTICLES 226 AND

227 OF THE CONSTITUION OF INDIA PRAYING TO ISSUE A WRIT IN THE NATURE OF MANDAMUS OR ANY OTHER APPROPRIATE WRIT, ORDER OR DIRECTION, DIRECTING THE RESPONDENT BANK TO UNFREEZE THE ACCOUNT MAINTAINED BY PETITIONER BEARING ACCOUNT NO. 8312108995, AT KOTAK MAHINDER BANK, KOLAR BRANCH).

THIS PETITION, COMING ON FOR PRELIMINARY HEARING IN 'B' GROUP, THIS DAY, ORDER WAS MADE THEREIN AS UNDER:

CORAM: HON'BLE MR. JUSTICE B M SHYAM PRASAD

ORAL ORDER

The petitioner seeks directions to the respondent [Bank] to de-freeze his account and to permit him to operate his bank account. This Court has heard not just Sri K.Vijaya Kumar, the learned counsel who is on record for the petitioner but also the learned counsel for the Bank and Sri H.V. Bhanu Prakash, the learned Additional Advocate General, Sri P. Prasanna Kumar and Sri Shanthi Bhushan H, the amici curiae learned , who are assisting this Court in disposal of similar matters.

2. The petitioner's grievance is because the Bank has frozen his account. The Bank has frozen his account because of the communication from the Police Department as mentioned in this petition. Sri K.Vijaya Kumar submits, with the advantage of the arguments that have been advanced on the larger question on whether the account holders must receive due information about the amounts marked for lien on receipt of complaints, that the grievance of this petitioner would be addressed if this Court disposes of the petition with directions to the Bank to limit freezing to the amount marked for lien by the concerned Police and permit him to operate the account beyond the amount marked for lien.

3. Sri H.V. Bhanu Prakash and Sri Shanthi Bhushan H are categorical that instructions have been issued to all the Banks to limit the de-freezing to the amounts marked for lien and not restrict the account holders from operating the accounts beyond the amounts marked for lien. In fact, Sri H.V. Bhanu Prakash invites this Court's attention to the Circular dated 20.07.2024 and the Standing Order No.1041 dated 18.03.2025 to emphasize that the Police Investigation Authorities within the State have been called upon not to issue any directions to freeze the bank accounts without justifiable reasons and if an account has to be frozen, it should only be to the extent of the suspected transaction. The relevant part of the Circular reads as under:

"(cid:2)ಾವ(cid:5)(cid:6)ೇತ(cid:10)(cid:11)ೆಸಂಬಂಧಆ(cid:17)ೋ(cid:19)ತವ(cid:20)(cid:21)(cid:22)ಅಥtiಾಇತ(cid:17)ೆ(cid:2)ಾವ(cid:5)(cid:6)ೇವ(cid:20)(cid:21)(cid:22)ಗಳ ಅಥtiಾ ಸಂ(cid:29)ೆ(cid:30)ಗಳ (cid:31)ಾ(cid:20)ಂ (cid:11)ಾ!ೆಗಳ"# ತ(cid:10)(cid:11)ೆ$ೆ ಸಂಬಂ%&ದ (ತ(cid:22) ಜ* ಆ+ದ,"# ಅಥtiಾ ಇತರ ಸಂದಭ/ಗಳ"# ಈ 1ೆಳ+ನ ಕ4ಮಗಳನು7 ಅನುಸ8ಸತಕ9ದು,.

1) (ದಲ;ೆಯ(cid:6)ಾ+ ಸ1ಾರಣ>ಲ#(cid:6)ೆ (cid:2)ಾವ(cid:5)(cid:6)ೇ (cid:31)ಾ(cid:20)ಂ (cid:11)ಾ!ೆಗಳನು7 ?4ೕ@ Aಾಡತಕ9ದ,ಲ#

.

ಒಂದು tiೇDೆ ?4ೕ@ Aಾಡುವ ಸಂದಭ/

ಬಂದ"# ಸಂಶ(cid:2)ಾಸFದ (ತ(cid:22) (Lien Amount) ವನು7 Aಾತ4 ?4ೕ@ Aಾಡತಕ9ದು, .

ಸಂಪHಣ/ (cid:31)ಾ(cid:20)ಂ (cid:11)ಾ!ೆಯನು7 ?4ೕ@

Aಾಡತಕ9ದ,ಲ#.

2) ಒಂದು tiೇDೆ ಸಂಪHಣ/ (cid:11)ಾ!ೆಯನು7 ?4ೕ@ Aಾಡ(cid:31)ೇ1ಾದ"# ಸೂಕ(cid:22)

ಸಮIಾJK ಮತು(cid:22) ಸ1ಾರಣಗDೆLಂM$ೆ ತಮ$ೆ ಸಂಬಂಧಪಟO ಅಪರ P"ೕQ ಆಯುಕ(cid:22)ರು ರವ8ಂದ "Rತ ಅನುಮS ಪTೆದು

?4ೕ@ Aಾಡುವ(cid:5)ದು.

3) (cid:2)ಾವ(cid:5)(cid:6)ೇ (cid:31)ಾ(cid:20)ಂ ;ೊಂM$ೆ ಪತ4 ವ(cid:20)ವUಾರ AಾV(cid:6)ಾಗ Bankers Books Evidence Act-1891 ನ