HC-KAR IN THE HIGH COURT OF KARNATAKA, AT DHARWAD DATED THIS THE 17^TH DAY OF OCTOBER, 2025 PRESENT THE HON'BLE MR. JUSTICE S G PANDIT AND THE HON'BLE MRS JUSTICE GEETHA K.B.

MFA NO. 100859 OF 2022 (MV-D)

C/W MFA CROSS OBJ NO. 100087 OF 2023 (MV-D)

IN MFA NO.100859/2022:

BETWEEN:

THE BRANCH MANAGER, TATA AIG GENERAL INSURANCE CO. LTD., KRISHNA TOWERS, 1^ST FLOOR, SHREE 14, KHANAPUR ROAD, BELAGAVI-590006.

NOW R/BY ITS AUTHORIZED SIGNATORY …APPELLANT (BY SRI. SUBHASH J. BADDI, ADVOCATE)

AND:

1. NINGAVVA W/O. MALLAPPA MURAGOD VISHAL AGE. 27 YEARS, OCC. HOUSEWIFE, NINGAPPA PATTIHAL DNiIgNitGaAlPy PsAig PneAdT TbIyH VAILSHAL LKB o EAc NRaNC tiAH onT:A HKIAG DHH CAORUWRATD OF

2. BHORAPPA S/O. MALLAPPA MURAGOD AGE. 09 YEARS, OCC. NIL, 3. VITTAL S/O. MALLAPPA MURAGOD AGE. 07 YEARS, OCC. NIL, RESPONDENT NO.2 & 3 ARE MINORS R/BY THEIR NATURAL GUARDIAN MOTHER - RESPONDENT NO.1

4. BALAPPA S/O. NINGAPPA MURAGOD AGE. 53 YEARS, OCC. NIL, 5. AKKAWWA W/O. BALAPPA MURAGOD AGE. 42 YEARS, OCC. NIL, HC-KAR

6. SURESH S/O. BALAPPA MURAGOD AGE. 27 YEARS, OCC. NIL, ALL ARE R/O. RAJANGATTI, TAL. GOKAK-591344.

7. BHARAMAPPA S/O. HANAMANTH BADARWADI AGE. MAJOR, OCC. AGRIL., R/O. RAJANGATTI, TAL. GOKAK-591344.

…RESPONDENTS (