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2026 Supreme(Online)(Kar) 20518

THE HIGH COURT OF KARNATAKA
SACHIN SHANKAR MAGADUM
SRI M V NARASIMHA PRASAD – Appellant
Versus
OFFICE OF THE INSURANCE OMBUDSMAN (KARNATAKA) – Respondent


THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA PRAYING TO QUASH AND SET ASIDE THE INTIMATION DATED 10/09/2024 ISSUED BY THE RESPONDENT (ANN-A) AND ETC.

THIS PETITION, COMING ON FOR PRELIMINARY HEARING, THIS DAY, ORDER WAS MADE THEREIN AS UNDER:

CORAM: HON'BLE MR. JUSTICE SACHIN SHANKAR MAGADUM

ORAL ORDER

The petitioner, who had subscribed to a ‘Family Health Optima Insurance Plan’ on 31.01.2019, is stated to have undergone surgery for the ailment of umbilical hernia. It is averred that prior to the said procedure, the petitioner had been admitted to Ratkal’s Rescue Urology Center, Chikkellur Hospital, where he underwent surgery for ‘calculous cholecystitis’ and was subsequently discharged. The petitioner thereafter submitted a claim before the Insurer seeking reimbursement of medical expenses incurred towards the said surgery for ‘calculous cholecystitis’. The Insurer, however, repudiated the claim. Aggrieved by such repudiation, the petitioner asserts to have addressed an email requesting reconsideration of the claim, bearing No. CIR/2022/141124/2977028. Upon failure of the Insurer to accede to the said request, the petitioner approached the

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