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2026 Supreme(Online)(Kar) 21224

THE HIGH COURT OF KARNATAKA
SACHIN SHANKAR MAGADUM
THE NEW INDIA ASSURANCE CO LTD – Appellant
Versus
SMT JYOTHI SN – Respondent
WP 39261/2025



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NC: 2026:KHC:17069 WP No. 39261 of 2025

HC-KAR

IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 25TH DAY OF MARCH, 2026

BEFORE THE HON'BLE MR. JUSTICE SACHIN SHANKAR MAGADUM

WRIT PETITION NO. 39261 OF 2025 (GM-AC)

BETWEEN:

THE NEW INDIA ASSURANCE CO. LTD., REGIONAL OFFICE

#9/2, MAHALAKSHMI CHAMBERS. M.G.ROAD, BANGALORE-560001, REPRESANTED BY ITS MANAGER

…PETITIONER (BY SRI. VENKATESH KAMATH B R.,ADVOCATE)

AND:

1. SMT JYOTHI SN W/O. LATE CHANDANA, @CHANDAN GOWDA,

AGED ABOUT 25 YEARS Digitally

signed by 2. VAISHNAVI CHANDAN GOWDA, CHAITHRA A D/O. LATE CHANDANA, @ CHANDAN GOWDA, Location: AGED ABOUT 53 YEARS

HIGH COURT OF 3. H.R.DHARANESHA KARNATAKA

S/O RANGE GOWDA.

AGED ABOUT 53 YEARS NO 40, A/3, BASHEER MOHAMMED LAYOUT,

GANDHINAGAR, KRISHNAGIRI, TAMILNADU, PIN CODE-635109.

4. SUDHA S/O H.R.DHARANESHA, AGED ABOUT 46 YEARS,

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NC: 2026:KHC:17069 WP No. 39261 of 2025

HC-KAR

SINCE SECOND RESPONDENT IS MINOR REP BY HER MOTHER AND NATURAL GUARDIAN

JYOTHI. S.N., R1 TO R4 ARE

RESIDING AT 14/1, BEHIND KEB, HETHAGOWDANAHALLI,

HASSAN PIN CODE - 573102.

5. RAFFIQ S/O CHAND BASHA

NO 40. A/3, BASHEER MOHAMMED LAYOUT, GANDHI NAGAR, KRISHNAGIRI,

TAMIL NADU, PIN CODE - 635001 …RESPONDENTS

THIS WP IS FILED UNDER ARTICLES 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO-QUASH THE ORDER DATED 03-09-2025 PASSED IN MVC NO.2298/2024 ON THE FILE OF LEARNED CHIEF JUDGE COURT OF SMALL CAUSES BANGALORE, MOTOR ACCIDENT CLAIM TRIBUMAL (SCCH-1),

THE COPY OF THE SAID ORDER IS AT ANNEXTURE-A.

THIS PETITION, COMING ON FOR PRELIMINARY HEARING, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE SACHIN SHANKAR MAGADUM

ORAL ORDER

This petition is by the New India Assurance Company

Ltd., assailing the order of the Tribunal in rejecting the impleading application filed under Order I Rule (1)(2) read

with Section 151 of Code of Civil Procedure, 1908.

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NC: 2026:KHC:17069 WP No. 39261 of 2025

HC-KAR

2. Heard the learned counsel for the petitioner.

Perused the records.

3. The claim petition is instituted by respondents 1

to 4 for the death of one Mr. Chandana H.D. @ Chandana Gowda, who lost his life in a road traffic accident that occurred on 06.01.2024. The present petitioner, who is arrayed as respondent No.1–insurer of the offending lorry, has entered appearance and filed its statement of objections. In the objections, a specific plea is taken that the accident in question is not attributable solely to the driver of the insured lorry, but is the result of composite negligence involving multiple vehicles. It is contended that two other cars were also involved in the occurrence and, therefore, their owners and insurers are necessary parties to the proceedings. Proceeding on this premise, the petitioner has also sought impleadment of the National Highways Authority of India and the alleged vehicles, asserting that in their absence, the adjudication of liability

would be incomplete and defective.

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NC: 2026:KHC:17069 WP No. 39261 of 2025

HC-KAR

4. The Tribunal, upon consideration of the

pleadings, the impleading application, and the objections filed by the insurer, has examined the material placed on record, particularly the charge sheet filed by the jurisdictional police. On such examination, the Tribunal has recorded a categorical finding that the offending lorry, which is insured with the present petitioner, is directly involved in the accident and that its driver has been charge sheeted for the offence punishable under Section 304A of the Indian Penal Code. In view of this prima facie material indicating culpability of the driver of the insured vehicle, the Tribunal has declined to entertain the application seeking impleadment of other parties, holding that their presence is not necessary for effective adjudication of the claim petition. Consequently, the said application came to be rejected, which is now called in

question.

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NC: 2026:KHC:17069 WP No. 39261 of 2025

HC-KAR

5. This Court, in a catena of judgments,

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