IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 21^ST DAY OF APRIL, 2026 BEFORE THE HON'BLE MRS. JUSTICE P SREE SUDHA MISCELLANEOUS FIRST APPEAL NO. 3677 OF 2024 (MV-D)

BETWEEN:

CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LIMITED REPRESENTED BY ITS BRANCH MANAGER, D.O 9/1, ULSOOR ROAD, BENGALURU-560 002 NOW AT GOLDEN HEIGHTS COMPLEX, 59^TH CROSS, INDUSTRIAL SUBURB, RAJAJINAGAR, 4^TH BLOCK, BENGALURU-560 010 BY ITS MANAGER T P CLAIMS.

…APPELLANT (BY SRI. LINGARAJ H S., ADVOCATE)

AND:

1. KUMARA N S Digitally signed NOW AGED ABOUT 36 YEARS, by S/O LATE HONNAPPA PADMASHR EE SHEKHAR DESAI 2. BASAVARAJU Location: High NOW AGED ABOUT 33 YEARS, Court of Karnataka S/O LATE HONNAPPA

3. NAGARATHNAMMA NOW AGED ABOUT 44 YEARS, D/O LATE HONNAPPA ALL ARE R/AT MATA VILLAGE, THALEKOPPA POST, HAGALAWADI HOBLI, GUBBI TALUK, TUMAKURU DISTRICT, NOW R/AT 1^ST CROSS, SIRAGATE, TUMAKURU CITY.

4. CHANDRAMMA NOW AGED ABOUT 38 YEARS, W/O RANGANATHAPPA, D/O LATE HONNAPPA, R/A DASAPPANAHALLI VILLAGE, ANKASANDRA POST, CHELUR HOBLI, GUBBI TALUK, TUMAKURU DISTRICT.

5. THAYAMMA NOW AGED ABOUT 34 YEARS, W/O PAPANNA, D/O LATE HONNAPPA, R/O HOSABIJINABELLA VILLAGE, GOPALADEVARA POST, SIRA TALUK, TUMAKURU DISTRICT.

6. SA