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2026 Supreme(Online)(Kar) 28791

THE HIGH COURT OF KARNATAKA
Rajesh Rai K, J
Naveen Kumar – Appellant
Versus
SBI General Insurance Co. Ltd. – Respondent
M.F.A. No. 2692/2020|M.F.A. No. 3923/2020



Advocates:
For the Appellants/Petitioners: Nagaraja Reddy D.
For the Respondents: Pradeep B.

In motor accident compensation cases, the court can modify contributory negligence percentage and reassess disability based on medical evidence, and notional income is determined by the Karnataka State Legal Services Authority chart.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 173(1) - Compensation in motor accident - Enhancement of compensation - Appeal against common judgment and award of MACT - Tribunal awarded compensation partly, claimants sought enhancement - Matter of contributory negligence and assessment of disability - Notional income considered as per Karnataka State Legal Services Authority chart for accident year 2017 - Multiplier applied based on age - Medical expenses enhanced - Loss of future income recalculated. (Paras 10, 13, 14, 15, 16, 22, 24, 28)

Facts of the case:
On 14.06.2017, the appellants-claimants, after completing duty, were proceeding on a motorcycle when the driver of a car came from the opposite direction in a rash and negligent manner and dashed against them, causing grievous injuries. They were treated as in-patients and later filed claim petitions before the MACT. The Tribunal partly allowed the claim petitions. Aggrieved by the compensation awarded, the claimants appealed for enhancement.

Findings of Court:
The court modified the contributory negligence from 15% to 10% on the petitioners. The disability for Naveen Kumar was reassessed at 15% (instead of 12%), and for Vijay Kumar at 10% (instead of 8%). The notional income was fixed at Rs.11,000/- as per the Karnataka State Legal Services Authority chart. Compensation for Naveen Kumar was enhanced to Rs.6,02,800/- and for Vijay Kumar to Rs.3,47,000/-, with interest at 6% per annum.

Issues: The main issues were whether the contributory negligence fixed at 15% was justified, whether the disability assessment was correct, and whether the compensation awarded under various heads was adequate.

Ratio Decidendi: The court held that while the petitioner contributed to the accident, the contributory negligence should be assessed at 10% instead of 15%. The court also held that the assessment of disability by the Tribunal was low and needed enhancement based on medical evidence. The notional income should be based on the Karnataka State Legal Services Authority chart.

Result: Appeals partly allowed.

Table of Content
1. these appeals challenge the common judgment of the mact regarding compensation for motor accident injuries. (Para 1 , 2 , 3)
2. the tribunal partly allowed claim petitions; claimants seek enhancement of compensation. (Para 4)
3. arguments from both sides regarding contributory negligence and compensation adequacy. (Para 5 , 6)
4. court examines evidence and affirms contributory negligence but reduces from 15% to 10%. (Para 7 , 8 , 9)
5. reassessment of disability, notional income, and recalculation of compensation for naveen kumar. (Para 10 , 11 , 12 , 13 , 14 , 15 , 16 , 17 , 18 , 19 , 20)
6. reassessment of disability, notional income, and recalculation of compensation for vijay kumar. (Para 21 , 22 , 23 , 24 , 25 , 26 , 27 , 28 , 29)
7. insurance company directed to deposit enhanced compensation; appeals partly allowed. (Para 30)

ORAL JUDGMENT

1. These two appeals are directed against the common judgment and award dated 22.01.2020 passed by the MACT, Bengaluru City, SCH-14 (for short, the 'Tribunal'), in M.V.C. Nos.4944/2017 and 4943/2017, whereby the Tribunal partly allowed the claim petitions filed by the appellants-claimants.

2. Parties are referred to as per their ranking before the Tribunal.

3. The factual matrix of the case is that on 14.06.2017, at about 4.30 a.m., the petitioners, after completing their duty at EMC2 DELL Company, Mahadevapura, Nekkundi, were proceeding towards Hosakote on a motorcycle bearing Reg. No. KA-03/HT-371. When they reached near the service road after crossing Lanco Toll, Hosakote, the driver of a Toyota Etios car bearing Reg. No. KA-53/C-3856 came from the opposite direction in a rash and negligent manner and dashed against the petitioners' motorcycle. As a result, both the petitioners sustained grievous injuries. Thereafter, they were shifted to Srinivasa Specialty Hospital, Hosakote, where they took treatment as in-patients and underwent several operations. Subsequently, they lodged a complaint before the jurisdictional Police and later filed claim petitions before the Tribunal, i.e., M.V.C. No. 4944/2017 filed by the appellant in M.F.A. No. 2692/2020 and M.V.C. No. 4943/2017 filed by the appellant in M.F.A. No. 3923/2023, as stated supra.

4. On assessment of the oral and documentary evidence, the Tribunal partly allowed the claim petitions filed by the petitioners and awarded total compensation of Rs.2,50,200/- in M.V.C.No.4943/2017 and Rs.4,25,320/- in M.V.C.No.4944/2017. Aggrieved by the same and seeking enhancement of the compensation awarded, both the claimants have preferred these appeals.

5. Heard the learned counsel for the appellants-claimants and the learned counsel for the respondent-insurance company in both the appeals.

6. Apart from urging several contentions, the learned counsel for the appellants in both the appeals primarily contended that the Tribunal has erred in awarding compensation under different heads, particularly under the heads of 'pain and suffering' and 'medical expenses'. According to him, although the claimant in M.V.C. No.4944/2017 produced medical bills amounting to Rs.1,37,396/-, the Tribunal awarded only a sum of Rs.75,000/- towards medical expenses. He further contended that the Tribunal erred in attributing 15% contributory negligence to the petitioners in both the claim petitions. He also submitted that the Tribunal erred in assessing the disability at 12% and 8%, respectively, in the two cases, despite the evidence of PW.2 - Doctor, as well as the medical records and X-ray reports marked as Exs.P9 to P12 in both the cases. Accordingly, he prayed for allowing both the appeals and enhancing the compensation awarded.

6. Per contra, the learned counsel for the insurance company in both the cases vehemently opposed the contentions raised by the appellants and submitted that, upon a meticulous examination of the evidence on record, the Tribunal rightly fixed 15% contributory negligence on the claimants in their respective claim petitions and also awa

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