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2025 Supreme(Online)(KER) 12535

HIGH COURT OF KERALA
Unnamed Judge, J
Petitioner – Appellant
Versus
Reserve Bank of India – Respondent


J U D G M E N T

The petitioner is stated to be the Managing Partner of M/S Sylcon Trading Establishment, which is engaged in shoe trading in the State of Kerala. The petitioner submits that he falls within the definition of micro, small, and medium enterprises (MSME) and is entitled to the benefit of Ext.P1 guidelines issued by the Reserve Bank of India.

2. The petitioner had approached this Court by filing WPC No.174 of 2019 claiming the benefit of the MSME framework. Through Ext.P2 judgment, this Court directed the 3rd respondent therein to consider whether the petitioner's case can be considered under the MSME framework, including the question as to whether the petitioner was a willful defaulter in respect of one of his accounts. RP No.140 of 2019 was filed contending that the 4th respondent Committee was to consider the claim and not the 3rd respondent Bank. However, it was noticed that the Bank had placed the request of the petitioner in terms of the judgment before the 4th respondent Committee and that they had correctly understood the scheme; thus, the review was closed.

3. Through Ext.P4 decision dated 26.02.2019, the Committee found that the account was classified as Non-Per

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