JUDGMENT

Dated this the 13^th day of January, 2025

The petitioner is aggrieved by the sudden freezing of his savings bank and gold loan accounts by the 6^th respondent bank based on requisitions/intimation received from the police. The police in turn has acted on the basis of Cyber Crime Incident Reports filed by persons subjected to online financial fraud/UPI fraud.

2. The essential facts are as under;

The petitioner has been maintaining his accounts at the Athani Branch, Thrissur of the 6^th respondent bank and had availed a gold loan from the bank on the strength of gold ornaments pledged as security. According to the petitioner, the entire amount due towards the gold loan was paid on 05.02.2024. Thereafter, petitioner approached the Branch Manager for getting the pledged gold ornaments released. Thereupon the petitioner was informed that the ornaments cannot be released in view of a communication received from the Station House Officer, Police Station Cyber, Dwarka District, New Delhi. Aggrieved this Wr