IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE N.NAGARESH THURSDAY, THE 6^TH DAY OF JUNE 2024 / 16TH JYAISHTA, 1946 WP(C) NO. 11786 OF 2024 PETITIONER:

KRISHNAN AGED 60 YEARS S/O ADIMA, VIRUPAKKATHARAYIL HOUSE, KUZHINGARA,EDAKKAZHIYUR PO, THRISSUR DISTRICT, PIN – 679562 BY ADVS.

ARUN MATHEW VADAKKAN STEFFY V.J.

JOHNY K. JOHN RESPONDENTS:

1 THE GURUVAYUR CO OPERATIVE URBAN BANK LTD NO.F1652, GURUVAYUR BRANCH, REPRESENTED BY ITS AUTHORISED OFFICER, HEAD OFFICE, WEST NADA, NEAR KSRTC, GURUVAYUR, THRISSUR DISTRICT,, PIN - 680101

2 THE AUTHORISED OFFICER, THE GURUVAYUR CO OPERATIVE URBAN BANK LTD NO.F1652, GURUVAYUR BRANCH, HEAD OFFICE, WEST NADA, NEAR KSRTC, GURUVAYUR, THRISSUR DISTRICT,, PIN – 680101 BY ADVS.

T.R.HARIKUMAR ARJUN RAGHAVAN(K/1277/2012)

THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON

06.06.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

JUDGMENT

Dated this the 6^th day of June, 2024 The petitioner, who has availed financial assistance from the Guruvayoor Co-operative Bank Limited, filed this writ petition challenging Ext.P1 and further coercive proceedings.

2. From Ext.P1, it is evident that the petitioner has failed to repay the loan p