IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE N.NAGARESH MONDAY, THE 10^TH DAY OF JUNE 2024 / 20TH JYAISHTA, 1946 WP(C) NO. 20368 OF 2024 PETITIONER:

IBRAHIM B M, AGED 46 YEARS S/O B.M. ADDI, R/AT NAZEER MANZIL, BADRIYA NAGAR, KOIPADY VILLAGE, POST KUMBALA, MANJESHWAR TALUK, KASARAGODE DISTRICT, PIN – 671321 BY ADVS.

UMMUL FIDA C.IJLAL P.PARVATHY SHERIL ABRAHAM R.UDAYA KUMAR RESPONDENTS:

1 THE KERALA STATE CO-OPERATIVE BANK LTD KUMBLA BRANCH, VISHWANATHA ALVA SAHAKARI BUILDING, KUMBLA (KUMBLE), KERALA, REPRESENTED BY ITS BRANCH MANAGER, PIN - 671321

2 THE KERALA STATE CO-OPERATIVE BANK LTD HEAD OFFICE, THIRUVANANTHAPURAM, REPRESENTED BY ITS AUTHORISED OFFICER/

AREA MANAGER, PIN - 695033

3 JANARDANAN K., ADVOCATE, KASARAGODE BAR, ADVOCATE COMMISSIONER APPOINTED BY THE CHIEF JUDICIAL MAGISTRATE COURT, KASARAGODE IN C.M.P 818/2024, PIN – 671319 BY ADV M.SASINDRAN THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 10.06.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

JUDGMENT Dated this the 10^th day of June, 2024 The petitioner has availed a financial assistance from the Kerala State Co-operative Bank limited. The petitioner could not maintain the