C.R.

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE BASANT BALAJI WEDNESDAY, THE 17^TH DAY OF JULY 2024 / 26TH ASHADHA, 1946 WP(C) NO. 15628 OF 2021 PETITIONER/S:

KUMUD MAHENDRA PAREKH, AGED 76 YEARS 10/203/204, C-264 D,CEMETERY ROAD, MOTHER THERESA’S JUNCTION, CHULLIKAL,KOCHI.

BY ADVS. P.P.JACOB, MARIYAM JACOB RESPONDENT/S:

1 THE NATIONAL INSURANCE COMPANY LTD KOCHI BRANCH, 1ST FLOOR, SHALIMAR CHAMBERS, P.T.JACOB ROAD, THOPPUMPADY, KOCHI, ERNAKULAM-682006, REPRESENTED BY REGIONAL MANAGER.

2 THE GRIEVANCE CELL NATIONAL IINSURANCE COMPANY LTD, REGIONAL OFFICE,OMANA BUILDING, JEW STREET, PADMA JUNCTION, ERNAKULAM-682035, REPRESENTED BY REGIONAL MANAGER.

3 TIHE INSURANCE OMBUDSMAN, KERALA, OFFICE OF THE INSURANCE OMBUDSMAN, 2ND FLOOR, CC 27/2603, PULNAT BUILDING, OPP.SHIPYARD, M.G.ROAD, ERNAKULAM, KOCHI-682015.

BY ADVS.GEORGE A.CHERIAN, SC, NATIONAL INSURANCE COMPANY LIMITED, SOUMYA FRANCIS(K/000605/2020)

THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON

4.8.2021, THE COURT ON 17.7.2024 DELIVERED THE FOLLOWING:

C.R.

JUDGMENT (Dated this the 17th day of July 2024)

The petitioner had availed a medical insurance policy to get insured in connection with an overseas