IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE V.G.ARUN WEDNESDAY, THE 11^TH DAY OF SEPTEMBER 2024 / 20TH BHADRA, 1946 WP(C) NO. 29013 OF 2024 PETITIONER:

SHAMSUDHEEN VALAKUNDIL AGED 49 YEARS S/O. KUNHI MOHAMED VALAKUNDIL, VALAKUNDIL HOUSE, ANAKKAYAM, MUNDUPARAMBA, MALAPPURAM DISTRICT, PIN -

676509 BY ADVS.

P.C.MUHAMMED NOUSHIQ ABDUL KAREEM N.

RESPONDENTS:

1 THE BANK MANAGER AXIS BANK LTD, MALAPPURAM BRANCH, PEEKAY’S ARCADE, DOWN HILL, MALAPPURAM DISTRICT, PIN - 676519

2 STATION HOUSE OFFICER KHARGAR POLICE STATION, KHARGHAR, NAVI MUMBAI, MAHARASHTRA STATE, EMAIL-KHARAGARPOLICE@GMAIL.COM, PIN - 410210 BY ADV PRADEESH CHACKO THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 11.09.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

JUDGMENT

Dated this the 11^th day of September, 2024 The petitioner is aggrieved by the sudden freezing of his account by the bank based on requisitions/intimation received from the police. The police in turn has acted on the basis of Cyber Crime Incident Reports filed by persons subjected to online financial fraud/UPI fraud.

2. Learned counsel for the petitioner submitted that this Court in Dr.Sajeer v. Reserve Bank of India [2