IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR. JUSTICE SHAJI P.CHALY MONDAY, THE 10^TH DAY OF APRIL 2023 / 20TH CHAITHRA, 1945 WP(C) NO. 10740 OF 2023 PETITIONER/S:

OMANA AGED 59 YEARS W/O SREEDHARAN NAIR,KARIKOLLIYIL HOUSE ANJANIKUNNU, NEERVARAM P.O, PANAMARAM WAYANAD DISTRICT, PIN - 670721 BY ADV KAVERY S THAMPI RESPONDENT/S:

1 KERALA STATE FINANCIAL ENTERPRISES LIMITED (KSFE)

P.B.NO.510, MUSEUM ROAD, THRISSUR REPRESENTED BY MANAGING DIRECTOR, PIN - 680020

2 SPECIAL DEPUTY TAHSILDAR [REVENUE RECOVERY]

KERALA STATE FINANCIAL ENTERPRISES LIMITED, KOZHIKODE, PIN - 673002

3 SPECIAL DEPUTY TAHSILDAR [REVENUE RECOVERY]

KERALA STATE FINANCIAL ENTERPRISES LIMITED, KOZHIKODE, PIN - 673002 BY ADVS.

SHRI.SALIL NARAYANAN K.A., SC, KSFE LTD.

BINDU MOHAN OTHER PRESENT:

R3 - SMT.RESHMI.K.M,SENIOR GOVERNMENT PLEADER THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 10.04.2023, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

JUDGMENT

Dated this the 10^th day of April, 2023 The petitioner has availed 2 chitty and one loan from the Kerala State Financial Enterprises Ltd, Cheruvathoor Branch. Repayment was defaulted consequent to which KSFE initiated recovery action under the prov