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2024 Supreme(Online)(KER) 55985

HIGH COURT OF KERALA
C. PRATHEEP KUMAR, J
LEKSHMI D/O.K.V. SANATHAKUMARI AMMA – Appellant
Versus
CHOLOMANDALAM M.S. GENERAL INSURANCE CO.LTD – Respondent
MACA NO. 2078 OF 2015|MACA NO. 905 OF 2015|OPMV NO.1301 OF 2011



Advocates:
For the Appellants/Petitioners: A.N.SANTHOSH
For the Respondents: P.JACOB MATHEW, MATHEWS JACOB SR.

The court established that compensation for a fatal accident must reflect just and reasonable amounts based on assessed income, dependency, and established negligence, ensuring no double recovery.

Headnote:(A) Motor Vehicles Act, 1988 - Compensation for fatal accidents - The court assessed the compensation due to the family of the deceased, who died in a motor accident, and determined the total compensation to be Rs.1,31,92,900/- with interest at 8% per annum. (Paras 22, 23)

(B) Negligence - The court found negligence on the part of the driver of the offending vehicle, establishing liability for the insurer to indemnify the compensation. (Paras 10)

(C) Income assessment - The court fixed the monthly income of the deceased at Rs.64,000/- after evaluating the evidence, and upheld the future prospects at 50%. (Paras 15, 16)

(D) Deductions for personal expenses - The court applied a deduction of 1/4th for personal expenses of the deceased, reflecting the dependency of the family. (Paras 16) (E) Funeral expenses and loss of consortium - The court adjusted amounts awarded for funeral expenses and loss of consortium in accordance with precedents, ensuring no double compensation for loss of love and affection. (Paras 18, 19) (F) Result - The appeal was allowed in part, with the insurer directed to pay the revised compensation amount. (Paras 23)

Table of Content
1. adjustments to compensation amounts based on legal precedents. (Para 18 , 19)
2. rate of interest and overall compensation adjustments. (Para 20 , 21)
3. final order regarding total compensation and disbursement. (Para 22)

J U D G M E N T Dated this the 5th day of December, 2024 The appellants in M.A.C.A.2078/2015 are the petitioners in O.P(M.V)No.1301/2011 on the files of the Motor Accidents Claims Tribunal, Kollam. The appellant in M.A.C.A. No.905/2015 is the 3rd respondent therein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal)

2. Petitioners are the wife, mother and minor children of deceased Biju R Nair, who died in a motor vehicle accident, that occurred on 19.06.2010. According to the petitioners, on the date of accident, the deceased was driving a Hyundai Santro car along the Kollam-Thiruvananthapuram National Highway from south to north direction and when he reached near Parippally Village OfÏce, a lorry bearing Reg.No. TN/75-B-1391 driven by the 2nd respondent which came from the opposite direction dashed against his car, as a result of which he sustained serious injuries and succumbed to the injuries on the very same day.

3. The 1st respondent is the owner , the 2nd respondent is the driver and the 3rd respondent is the insurer of the o vehicle. According to the them, the accident occurred due to the negligence of the driver of the offending vehicle. Therefore, they filed the OP claiming a compensation of Rs.1,84,60,000/-.

4. The 1st and 2nd respondents remained ex-parte. The

3rd respondent/insurer filed a written statement, admitting the policy and disputing the negligence on the part of the driver of the offending vehicle. It was further contended that the accident occurred due to the negligence of the deceased.

5. The evidence in the case consists of the oral testimonies of PW1 to PW4 and documentary evidence Exts.A1 to A18 and Ext.X1 to X5 from the side of the petitioners. No evidence was adduced by the respondents.

6. After evaluating the evidence on record, the Tribunal awarded a total compensation of Rs.1,30,93,240/-.

7. Aggrieved by the above award, the 3rd respondent insurance company filed M.A.C.A.No.905/2015 and the petitioners filed M.A.C.A.No.2078/2015.

8. Now the point that arises for consideration is the following:

Whether the quantum of compensation awarded by the Tribunal is just and reasonable.

9. Heard Sri.Mathews Jacob, learned standing counsel for the insurance company and Sri.A.N.Santhosh, learned counsel appearing for the petitioners.

10. The Point: In this case the accident and valid policy of the offending vehicle are admitted. Though in the written statement the 3rd respondent has contended that the accident occurred due to the negligence of the deceased, at the time of arguments such a contention was not taken. The petitioners produced Ext.A2, copy of the charge sheet involved in the crime registered against the driver of the offending vehicle, in respect to the above accident. In the light of the above charge sheet, negligence on the part of the driver of the offending vehicle stands proved. Therefore, the 3rd respondent, being the insurer, is liable to indemnify the compensation, which is liable to be awarded against the owner of the offending vehicle.

11. One of the arguments raised by the learned Senior Counsel is that the income of the deceased arrived at by the Tribunal at Rs.71,418/- is without sufÏcient evidence. In the claim petition, the income claimed by the petitioners was only Rs.52,500/- and in spite of the same, the Tribunal has taken the income of the deceased at Rs.71,418/- and the same is erroneous. Another argument advanced by the learned Senior Counsel is towards the future prospects, instead of 40%, the Tribunal has taken 50%. It is further submitted that the Tribunal awarded Rs.25,000/- towards funeral expenses and Rs.1,00,000/- towards loss of love and affection, which are on the higher side.

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