JUDGMENT

This writ petition is filed with following prayers:

i. Issue a writ of mandamus or any other appropriate writ or order commanding the 1st respondent to consider and to take follow up action on Exhibit.P5 complaint made by the petitioner seeking the benefit of the dictum laid down by the Apex Court of India vide Exhibit.P3 judgment without any further delay.

ii. Issue a writ of mandamus or any other appropriate writ or order commanding the 2nd respondent to regularize the loan account of the petitioner mentioned in Exhibit.P4 notice by permitting him to pay the defaulted arrears in 6 equal monthly installments along with the regular installments of the loan account relating to the vehicle mentioned in Exhibit.P1.

iii. To pass such orders or reliefs as this Hon'ble Court deems fit in the interest of justice.

(SIC)

2. Petitioner is the registered owner of a 2016 Model Ashok Leyland heavy goods vehicle bearing Registration No.KA-51/AG-0498, which was purchased after availing finance from the 2nd respondent from its Kannur Branch. A sum of Rs.12,60,000/- was availed from the 2nd respondent during April, 2021 and the loan amount was repayable in 60 monthly instalments at the rate of R