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2021 Supreme(Online)(KER) 45252

HIGH COURT OF KERALA
FIDA ASHRAF. K – Appellant
Versus
STATE BANK OF INDIA – Respondent


Advocates:
['JESWIN P VARGHESE', 'SRI G G MANOJ', '', 'SRI S SARATH PRASAD']

J U D G M E N T

Petitioner, who is a second year MBBS Student, is aggrieved by the rejection of her application for educational loan.

2. It is stated that the petitioner passed SSLC as well as the Higher Secondary Examination with very high marks with A+ Grade in all the subjects and obtained admission for MBBS in the State merit quota in the 3rd respondent College. As the petitioner's family found it difficult to remit the fee for the MBBS course, she submitted Ext.P6 application for educational loan, with her father as the co- applicant. In the application property in the name of her father having an extent of 6.070 Ares along with the residential house was offered as security. However the second respondent did not take any positive action though it was assured that it would be processed and loan would be sanctioned. The petitioner points out that it is only because of Ext.P9 proceedings before the Munsiff Court in execution proceedings in PLP No.21001 of 2016 that the respondents did not sanction the loan. It is stated that the said proceedings relates to a case where her father stood as a guarantor for a loan availed by one Smt. Jeeja from Kerala Gramin Bank and that cannot be a

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