JUDGMENT

The petitioner, who joined B.Sc Nursing Course is aggrieved by the rejection of her application for educational loan by the respondent Bank.

2. Petitioner had passed the Higher Secondary Course with 73% marks, after undergoing her studies in GLM International School, Ahmedabad. Thereafter she got admission for B.Sc Nursing in the Oriental College of Nursing, Bengaluru, after being successful in an entrance examination conducted by the College. Ext.P3 Fee Estimation Certificate was issued by the College on 14.11.2019. She submitted an application before the 2nd respondent for Educational Loan, along with her mother as co-obligant. The Bank stated that petitioner's mother, Ambily was a co-obligant along with Mr.Shanmugan (petitioner's father) for a housing loan availed by them and there was default in repayment and the loan had turned as a Non Performing Asset on 07.04.2018. It is further stated that the Bank has received intimation stating that the proposal cannot be considered favorably since petitioner has not secured minimum 80% marks in the individual qualifying subjects in her Plus Two examinations as stipulated by Bank's norms on eligibility for Educational Loans.

3. Th