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2025 Supreme(Online)(Ker) 28104

IN THE HIGH COURT OF KERALA AT ERNAKULAM
C. PRATHEEP KUMAR, J
Regi (Died) Represented by Wife and Next Friend, Mini – Appellant
Versus
Harish, Rajeev, ICICI Lombard Insurance Co. Ltd. – Respondent
MACA NO. 100 OF 2016 | OPMV NO.1673 OF 2013



Advocates:
For the Appellants/Petitioners: K.A. Hashim, M.I. Ismail
For the Respondents: Latheesh Sebastian

Compensation for injuries must consider future prospects, permanent disability, and loss of amenities, adjusting amounts awarded by the Tribunal accordingly.

Headnote:(A) Motor Vehicles Act, 1988 - Section 166 - Compensation claim for injuries sustained in a motor vehicle accident - Petitioner died during pendency of appeal, legal heirs impleaded - Tribunal awarded compensation of Rs. 21,38,000/-; appeal filed for enhanced compensation - Court held that the insurer is liable for compensation due to negligence of the driver of the offending vehicle - Compensation recalculated and enhanced to Rs. 32,96,707/- with provisions for various heads of claim, including pain and suffering and bystander expenses. (Paras 10, 12, 20, 22)

(B) Compensation - Determination of just compensation based on income, age, disability, and loss of amenities - Final compensation includes claims for pain, suffering, loss of earning capacity, and medical expenses along with future prospects to be considered. (Paras 14, 17, 23).

Table of Content
1. facts surrounding the accident and the initial tribunal award. (Para 1 , 2 , 5 , 11)
2. discussion on the negligence of driver and insurer's liability. (Para 8 , 9 , 10)
3. findings on the inadequacy of awarded compensation for pain and suffering. (Para 14 , 15 , 16 , 20)
4. final calculation and ruling on compensation to be awarded. (Para 22 , 23)

JUDGMENT

The petitioner in O.P.(M.V.)No. 1673/2013 on the file of the Motor Accident Claims Tribunal-I, Kottayam is the appellant herein. The respondents in the O.P. are the respondents herein. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988 , claiming compensation for the injuries sustained in the accident that occurred on 09.09.2013. During the pendency of the appeal, the petitioner died on 03.09.2020 and his legal representatives are impleaded as additional appellants 2 and 3.

2. According to the petitioner, on 09.09.2013 at about 10 a.m., while he was travelling in an auto rickshaw bearing Reg. No. KL-05/AE 9247, from Kottayam to Kumarakom road, a car bearing Reg. No. KL-05/AG 6768 driven by the 1st respondent dashed against his auto- rickshaw and he sustained serious injuries. The 1st respondent is the driver, the 2nd respondent is the owner and 3rd respondent is the insurer of the offending vehicle. According to him, the accident occurred due to the negligence of the driver of the offending vehicle. Therefore, he filed the OP claiming a compensation of Rs. 22,19,000/-.

3. The 1st and 2nd respondents entered appearance and filed their joint written statement. The 3rd respondent/insurer filed a written statement, admitting the policy and disputing the negligence on the part of the driver of the offending vehicle. It was further contended that the accident occurred due to the negligence of the driver of the auto-rickshaw.

4. The evidence in the case consists of the documentary evidence Exts.A1 to A9 and X1. Exts. B1 and B2 were marked on the side of the respondents.

5. After evaluating the evidence on record, the Tribunal awarded a total compensation of Rs. 21,38,000/-.

6. Aggrieved by the quantum of compensation awarded by the Tribunal, the petitioner preferred this appeal.

7. Now the point that arises for consideration is the following:

Whether the quantum of compensation awarded by the Tribunal is just and reasonable?

8. Heard Sri. K.A. Hashim, the learned Counsel for the appellant, and Sri. Latheesh Sebastian, learned Standing Counsel for the 3rd respondent.

9. The Point : In this case sthe accident and valid policy of the offending vehicle are admitted. Though in the written statement the 3rd respondent has contended that the accident occurred due to the negligence of the driver of the auto-rickshaw, at the time of arguments such a contention was not taken. The petitioner has produced Ext.A2, copy of the charge sheet involved in the crime registered against the driver of the offending vehicle, in respect of the above accident. In the light of the above charge sheet, negligence on the part of the driver of the offending vehicle stands proved. Therefore, the 3rd respondent, being the insurer, is liable to pay the compensation, which is liable to be awarded against the owner of the offending vehicle.

10. The petitioner was aged 40 years on the date of the accident, on 09.09.2013. According to the petitioner, he was an autorikshaw driver cum owner, earning Rs.12,000/- per month. However, the Tribunal fixed his income at Rs.5,000/-. Since he could not prove the income claimed in the OP, in the light of a dictum laid down in the decision of the Hon’ble Supreme Court in Ramachandrappa v. Manger, Royal Sundaram Alliance Insurance Co. Ltd. [2011 (13) SCC 236] , his notional income is liable to be fixed at Rs. 9,000/-.

11. In the accident the petitioner sustained very serious injuries.

They include: (1) ossified posterior longitudinal ligament from C3 to C7 vertebrae with cord contusin. (2) sensory loss below T3 Grad 0 powers all four limbs [

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