IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT:

THE HONOURABLE MR. JUSTICE SATHISH NINAN MONDAY, THE 5TH DAY OF MARCH 2018 / 14TH PHALGUNA, 1939 WP(C).No. 21965 of 2009 PETITIONER GEORGE EMMANUEL,S/O.LATE O.M.EMMANUEL, RESIDING AT PADAYATTIL HOUSE,THURAVUMKARA,, KANJOOR P.O.,ERNAKULAM DISTRICT.

BY ADVS.SRI.VINOD VALLIKAPPAN SMT.V.S.ARCHANA CHANDRAN SMT.K.R.SANGEETHA RESPONDENTS:

1. THE UNITED INDIA INSURANCE COMPANY LTD., IST FLOOR,K.G.TOWERS, THRISSUR ROAD,, ANGAMALY-683572, REP.BY ITS BRANCH MANAGER.

2. THE INSURANCE OMBUDSMAN, OFFICE OF THE INSURANCE OMBUDSMAN,, 2ND FLOOR, CC 27/2603, PULINATTU BUILDINGS, M.G.ROAD, ERNAKULAM. (R2 IS REMOVED FROM THE PARTY ARRAY AS PER ORDER DATED

11.09.2013 IN IA 12207/2013) R1 BY ADV. SRI.RAJESH THOMAS THE SECOND RESPONDENT IS REMOVED FROM THE PARTY ARRAY AS PER ORDER DATED 11 THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 05-03-2018, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

APPENDIX PETITIONER'S EXHIBITS EXT P1 TRUE COPY OF THE HEALTH INSURANCE POLICY FOR THE PERIOD 2007-08 ISSUED BY THE 1ST RESPONDENT.

EXT P2 TRUE COPY OF THE LAWYER NOTICE DATED 08.08.2008 ISSUED BY THE PETITIONER.

EXT P3 TRUE COPY OF THE REPLY NOTICE ISSUED BY T