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2025 Supreme(Online)(Ker) 46155

IN THE HIGH COURT OF KERALA AT ERNAKULAM
ANIL K. NARENDRAN, MURALEE KRISHNA S., JJ
VINCENT RAPHAEL – Appellant
Versus
KERALA STATE CO-OPERATIVE BANK – Respondent


Advocates:
For the Appellants/Petitioners: SRI.N.K.MOHANLAL
For the Respondents: SMT. K. AMMINIKUTTY

JUDGMENT

Anil K. Narendran, J.

The appellant-petitioner filed W.P.(C)No.34771 of 2025 invoking the extraordinary jurisdiction of this Court under Article 226 of the Constitution of India, seeking a writ of certiorari to quash Ext.P6 proceedings dated 09.06.2025 of the 1st respondent Kerala State Co-operative Bank, Perumbavoor Branch, whereby, his request in Ext.P1 representation dated 25.11.2024 for One Time Settlement stands rejected, as the said proceedings is null and void; a writ of mandamus commanding the 1st respondent to dispose of Ext.P1 representation dated 25.11.2024 made by the petitioner for One Time Settlement of the loan account, within a reasonable time, as fixed by this Court, as per the scheme envisaged in Ext.P7 Navakeraleeyam One Time Settlement Scheme for clearing the arrears in loan accounts in Primary Co- operative Societies/Co-operative Banks under the jurisdiction of the Registrar of Co-operative Societies, or such other One Time Settlement scheme; and a declaration that the petitioner is entitled for the benefit of the One Time Settlement Scheme, as envisaged in Ext.P7.

2. The appellant-petitioner, who availed a cash credit facility for Rs.30 lakhs in the year

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