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IN THE HIGH COURT OF KERALA AT ERNAKULAM
GOPINATH P., J
GIRIJAKUMARI – Appellant
Versus
THE SPECIAL SALE OFFICER, KOLLAM CO-OPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK – Respondent
| Table of Content |
|---|
| 1. petitioner seeks repayment of loans. (Para 1 , 2) |
| 2. bank agrees to installment repayment. (Para 3) |
| 3. court grants structured repayment plan. (Para 4 , 5) |
JUDGMENT
Petitioner availed credit facilities from the 3rd respondent bank. On default being committed, proceedings were initiated against the petitioner under the provisions of the Kerala State Co- operative Agricultural and Rural Development Bank Act, 1984 leading to issuance to Exhibit P1 notice. This prompted the petitioner to approach this Court by filing the above writ petition.
2. Learned counsel appearing for the petitioner would submit that the petitioner is only seeking the liberty of repaying the entire amount in some instalments.
3. Learned counsel appearing for the respondent bank would submit that the bank has no objection in some reasonable instalments being permitted to the petitioner to clear the entire liability. It is submitted that the outstanding amount, as on 12.11.2025, is Rs.9,81,263/- (Rupees Nine lakhs eighty one thousand two hundred and sixty three only).
4. Having regard to the facts and circumstances of the case and the submissions made as recorded above, I am of the view that the petitio
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