JUDGMENT

The petitioner availed a mortgage loan from the respondent bank. On default being committed, proceedings were initiated against the petitioner under the provisions of the Kerala Co-operative Societies Act , 1969, prompting the petitioner to approach this court by filing the above writ petition.

2. The learned counsel appearing for the petitioner would submit that the petitioner may be permitted to clear the entire liability in installments.

3. The learned counsel appearing for the respondent bank submits that the outstanding amount due from the petitioner as on 18.11.2025 is Rs.14,35,700/-. It is submitted that some reasonable installments can be given to the petitioner to clear the entire liability. It is submitted that there are several writ petitions pending before this court filed by depositors stating that their deposits are not being returned by the bank. It is submitted that the property which was mortgatged for the purposes of securing the repayment of the loan by the petitioner is also mortgaged as a security for repayment of loans availed by the son and daughter-in-law of the petitioner. It is submitted that those loans were also availed on the same day as the loa