JUDGMENT

The petitioners have availed a personal loan from the respondent bank. On default being committed, proceedings were initiated against the petitioner under the provisions of the Kerala Co- operative Societies Act, 1969, prompting the petitioners to approach this court by filing the above writ petition.

2. During the course of hearing, petitioners have confined the relief to an opportunity for repaying the overdue amount in installments and to obtain regularisation of the loan account.

3. It is submitted on behalf of the respondent bank that the petitioners committed default in repayment and the overdue amount as on 16-10-2025 is Rs.4,03,418/-. It is further submitted that though proceedings for recovery have been initiated, as a matter of indulgence, the respondent bank is willing to accept repayment of the overdue amount in limited instalments and regularise the loan account.

4. Heard the learned counsel for the petitioners and the learned counsel for the respondent Bank.

5. Having regard to the facts and c