JUDGMENT

This writ petition has been filed challenging the recovery proceedings initiated by the 1^st respondent bank to recover amounts due under a loan availed by the petitioner from the respondent bank.

2. According to the petitioner, the petitioner was regular and prompt in making repayment of the loan. But due to financial crisis and the reasons beyond the control of the petitioner, the petitioner could not service the loan regularly.

3. Learned counsel appearing for the respondent bank submits that, on default being committed, the bank had initiated proceedings under Section 69 of the Kerala Co-operative Societies Act , 1969 and had obtained an Award. It is submitted that, the Award was put to execution and Exhibit P1 sale notice has now been issued. It is submitted that, this is the second round of litigation at the instance of the petitioner. It is pointed out that the petitioner had earlier filed W.P.(C) No.4203 of 2025, which was disposed of on 05.03.2025, permitting the petitioner to make an application for One Time Settlement. It is submitted that, the bank was directed to consider the application for One Time Settlement and till such time as the petitioners files the ap