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2025 Supreme(Online)(Ker) 56376

IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.A.ABDUL HAKHIM, J
R.KARTHIK – Appellant
Versus
THE MANAGER KOTAK MAHINDRA BANK LTD – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.HILAL BABU, SHRI.BALASUBRAMANYAN, SHRI.ALIF K.S.
For the Respondents: SHRI.ANOOP ELIAS, SMT.K.M.RESHMI

Table of Content
1. debiting of bank accounts must comply with legal standards. (Para 1)
2. submission of requisition must clarify disputed amounts. (Para 2)
3. court's established precedents guide the handling of bank freezes. (Para 3)
4. specific directives issued for police and bank compliance. (Para 4 , 5)

JUDGMENT

The Petitioner has filed this Writ Petition challenging the debit

1.

freezing/lien of his Bank account with the Respondent/Bank at the requisition of the Police Authorities. The case of the Petitioner is that the Petitioner is not an accused in the Crime registered by the Police authorities against some other persons, in which the requisition was made; that the Petitioner is in no way connected with the said Crime; and that the debit freezing/lien of the account is in violation of Sections 106 & 107 of the Bharatiya Nagarik Suraksha Sanhita , 2023 ( BNSS )

and Article 300A of the Constitution of India .

2. The learned Counsel for the Respondent/Bank, after getting instructions from the Bank, submitted that the Bank has received a Requisition from the Respondent No.2 without mentioning the disputed amount. The learned Government Pleader for the Respondent Nos.2 and 3 conf

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