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2025 Supreme(Online)(Ker) 56529

IN THE HIGH COURT OF KERALA AT ERNAKULAM
MRS. SHOBA ANNAMMA EAPEN, J
SUSHAMMA – Appellant
Versus
THE MANAGER, FUTURE GENERAL INDIA INSURANCE CO.LTD – Respondent
MACA NO. 718 OF 2014 | OPMV NO.127 OF 2011



Advocates:
For the Appellants/Petitioners: SHRI.THOMAS ABRAHAM (NILACKAPPILLIL), SRI.MANU TOM
For the Respondents: SRI.GEORGE A.CHERIAN

Court can enhance compensation based on a recalibrated assessment of income and disability in motor accident claims.

Headnote:This appeal concerns a claim for compensation arising from a motor accident on 29.09.2010. The claimant sustained serious injuries due to negligent driving, and compensation was initially awarded by the tribunal. The appeal seeks enhancement based on income assessments and injury impacts. The court found merit in part, adjusting compensation based on recent judgments regarding income and disability assessment. The appeal is partially allowed, with the award of additional compensation of ₹2,62,200/- directed with interest at 7% per annum.

Table of Content
1. claim for compensation based on negligence in a motor vehicle accident. (Para 1 , 2 , 3)
2. evaluation of contribution of each head towards compensation in the appeal. (Para 4 , 5)
3. court's observations regarding the standards set for interest on compensation. (Para 6 , 7 , 8)
4. final decision modifying the tribunal's award. (Para 9)

JUDGMENT

This appeal has been filed by the claimant in OP(MV) No.127 of

2011 on the files of the Motor Accidents Claims Tribunal, Pala, claiming compensation. The respondent herein was the third respondent before the tribunal.

2. The case of the claimant is that on 29.09.2010, while she was pillion riding on a motorcycle bearing Reg.No.KL-38/A-4906 through Kumily-Munnar public road, a lorry bearing Reg.No.KL-5/W- 4429 driven by the first respondent in a rash and negligent manner, hit the motorcycle, whereby she sustained serious injuries. She approached the tribunal claiming a total compensation of ₹5,00,000/-.

3. Respondents 1 and 2, who are the driver and owner of the offending vehicle respectively, remained ex parte before the tribunal. The third respondent insurer filed a written statement, admitting the policy coverage for the offending vehicle, but disputing the liability and quantum of compensation claimed. Exts.A1 to A10 & X1 were marked. The tribunal, after analysing the pleadings and materials on record, held that the accident took place on account of the negligence of the driver of the offending vehicle and awarded a sum of ₹85,750/- as compensation under different heads with interest @ 7.5% per annum from the date of petition till realization, against the third respondent being the insurer; and in default of payment as above, penal interest @ 9% per annum was also awarded. Dissatisfied with the quantum of compensation awarded by the tribunal, the claimant has come up in appeal.

4. I have heard the learned counsel for the appellant; and Sri.George A. Cherian, the learned Standing Counsel for the respondent insurer.

5. The learned counsel for the appellant claims enhancement under the following heads:

5.1. Notional income - The learned counsel for the appellant submits that the appellant was a 30-year-old homemaker, however, the tribunal has fixed the monthly income notionally only at ₹4,000/-. The learned counsel for the appellant further submits that even going by the judgment in Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Company Ltd . [ (2011) 13 SCC 236 ], for an accident that occurred in 2010, the monthly income of a coolie is fixed at ₹7,500/- and seeks for an enhancement of the income fixed.

Accordingly, in order to award a just and reasonable compensation, following the judgment in Ramachandrappa (supra), I deem it appropriate to refix the monthly income of the appellant at ₹7,500/-.

5.2. Loss of earnings - The learned counsel for the appellant submits that due to the injuries sustained in the accident, the appellant could not do any work for almost six months, however, the tribunal has taken only a period of three months for awarding compensation towards loss of earnings. The appellant sustained a blunt injury to the chest right side and multiple rib fractures with lung contusion and haemothorax. Considering the nature of injuries sustained and the age of the appellant, I am of the opinion that five months can be taken for awarding compensation for loss of earnings. Accordingly, the appellant will be entitled to get a total compensation of ₹37,500/- (7500 x 5) under this head. Thus, there will be an additional compensation of ₹25,500/- towards loss of earnings.

5.3. Pain and suffering - The learned counsel for the appellant submits that though the appellant claimed ₹50,000/- towards pain and suffering, the tribunal awarded only ₹20,000/-. Considering the injuries sustained by her and the sufferings that she had undergone, I am inclined to grant an amount of ₹30,000/- to the appellant as total compensation towards pain and suffering. Thus, the appel

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