JUDGMENT

The 1^st petitioner is the borrower, and the

2^nd petitioner, who is the mother of the 1^st petitioner, is the guarantor in respect of a loan availed from the 1^st respondent bank. On default being committed proceedings have been initiated against the petitioners under the provisions of the Kerala Co-operative Societies Act , 1969, prompting the petitioners to approach this Court by filing the above writ petition.

2. During the course of hearing, petitioners have confined the relief to an opportunity for repaying the outstanding amount in instalments.

3. It is submitted on behalf of the respondent bank that the petitioners committed default in repayment and the outstanding amount is Rs.21,38,455/- as on 16-12-2025. It is further submitted that though proceedings for recovery have been initiated, as a matter of indulgence, the respondent bank is willing to accept repayment of the outstanding amount in limited instalments.

4. Having regard to the circumstances